BDO PERSONAL LOANS – How Much You Can Borrow Under It

Guide on How Much You Can Borrow Under the BDO Personal Loans

BDO PERSONAL LOANS – Here is a guide on how much you can borrow under the Kabayan Program personal loan offers of BDO Unibank.

BDO Unibank is one of the banks in the Philippines with several personal loan offers. It got a personal loan offer that is open for the public and it also has two(2) offers under its Kabayan Program which is exclusive for specific groups of people.

The personal loans are multi-purpose offers. It can aid you in whatever purpose you want to use the money for including the following:

• payment of the utility bills
• making ends meet
• purchasing an appliance or a gadget
• payment of school fees
• funding a travel
• payment of hospital bills

In this article, we will tackle the BDO Personal Loans under the Kabayan Program. We will know how much you can borrow under these offers and the features of each.

Based on the official website of BDO Unibank, there are two loan offers under the Kabayan Program. They are the BDO Kabayan Personal Loan-Unsecured and the BDO Kabayan Personal Loan-Secured.

The BDO Kabayan Personal Loan-Unsecured is an offer for overseas Filipino workers (OFWs) who have fixed income. It is a non-collateral type of loan. With regards to the secured loan offer, it is “offered against hold-out on joint or individual account deposits maintained with BDO”.

The bank has provided details about the minimum loanable amount under these BDO Personal Loans and the maximum loanable amounts under the secured loan. Here is a guide on how much you can borrow:

• Minimum Loanable Amount – Php 10,000.00
• Maximum Loanable Amounts under the BDO Kabayan Personal Loan-Secured
  • For Peso Account – Up to 90% of the deposit account balance
  • For Dollar Account – Up to 80% of the deposit account balance

According to BDO Unibank, the borrower may pay for the loan in fixed monthly payments. The maximum loan term is thirty-six(36) months or three(3) years.

Do you want to apply for this loan offer? You may visit – BDO PERSONAL LOAN: How To Apply For Personal Loan To Banco de Oro.

Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.

READ ALSO: BDO UNIBANK LOANS – Full List of BDO Personal & Business Loan Offers