List of BPI Auto Loan Requirements 2025 for the Application Process
BPI AUTO LOAN REQUIREMENTS 2025 – You can check here a guide on the documents that you need to prepare in applying for the offer of the Bank of the Philippine Islands.
Nowadays, having a car is not anymore for the sake of looking “cool”. Truth be told that having your own vehicle brings so much convenience now. Thus, many people are ready to go for loans so they can start enjoying their dream car and just pay for it through lite monthly installments.

In the Philippines, there are car loan-providing banks and one of them is the Bank of the Philippine Islands. It is a reputable bank in the country that boasts its BPI Auto Loan offer with low downpayment, low interest rates, flexible loan terms, and wide accessibility of the offer.

The BPI Auto Loan offer that is available in over 800 branches nationwide. It is ready to finance the purchase of both brand new and pre-owned vehicles. The loan offer is open for qualified individuals receiving different types of income with varying BPI Auto Loan requirements for application which you can check below.

Before checking on the BPI Auto Loan requirements for application, it is important to first ensure your qualification to the loan offer. To be eligible to apply for the loan, here are the qualifying requirements that you should meet:
- at least 21 years old upon the loan application
- not more than 70 years old upon the loan maturity
- earning a minimum household income of Php 30,000
As mentioned, there are varying BPI Auto Loan requirements for application. Here is a guide on what you need to prepare in applying for the BPI loan offer:
For Locally Employed Applicants:
- duly-completed BPI Auto Loan Application Form
- two (2) valid Identitifcation Cards
- If married, both spouses must sign on the application form
- If with co-borrower or co-mortgagor, separate application form is needed
- Latest Certificate of Employment indicating salary, position and length of service with authorization to verify
- Latest 1 month pay slip or 3 months bank statement of payroll account with authorization letter to verify
For Commission-Based Applicants:
- duly-completed BPI Auto Loan Application Form
- two (2) valid Identitifcation Cards
- If married, both spouses must sign on the application form
- If with co-borrower or co-mortgagor, separate application form is needed
- Latest ITR
- Certificate of employment stating commissions received prior year/months/period and Commisions Receivable, if any
- Bank statement where commision is credited, with authorization letter to verify
For Self-Employed Applicants:
- duly-completed BPI Auto Loan Application Form
- two (2) valid Identitifcation Cards
- If married, both spouses must sign on the application form
- If with co-borrower or co-mortgagor, separate application form is needed
- DTI Registration or Mayor’s Permit
- Latest ITR with financial statements
- Working account (6mos) with authorization letter to verify
- Trade references with complete contact information
- Authorization letter to conduct trade verification
For Foreigner Applicants:
- duly-completed BPI Auto Loan Application Form
- two (2) valid Identitifcation Cards
- If married, both spouses must sign on the application form
- If with co-borrower or co-mortgagor, separate application form is needed
- Valid Visa or Alien Certificate of Registration (ACR)
For Pensioner Applicants:
- duly-completed BPI Auto Loan Application Form
- two (2) valid Identitifcation Cards
- If married, both spouses must sign on the application form
- If with co-borrower or co-mortgagor, separate application form is needed
- Certificate of Pension, with authorization letter to verify
- Bank statements of pension account (3 months), with authorization letter to verify
For Overseas Filipino Workers (OFWs):
- duly-completed BPI Auto Loan Application Form
- two (2) valid Identitifcation Cards
- If married, both spouses must sign on the application form
- If with co-borrower or co-mortgagor, separate application form is needed
- Latest Contract, with authorization letter to verify
- Proof of bank remittance, with authorization letter to verify
- Details of crewing manager for seafarers
For Applicants Practicing Professions with Own Business:
- duly-completed BPI Auto Loan Application Form
- two (2) valid Identitifcation Cards
- If married, both spouses must sign on the application form
- If with co-borrower or co-mortgagor, separate application form is needed
- Working account with authorization letter to verify
- Latest ITR with AFS
- List of major trade references with complete details