Guide on BPI Loans 2025 You Might Like To Apply For
BPI LOANS 2025 – Here is a full list of the loan offers of the Bank of the Philippine Islands and their main features.
One of the most popular and trusted banks in the Philippines is the Bank of the Philippine Islands or more popularly known as BPI. It has over 700 branches across the nation, thus, its offers are really accessible to the public and it really got a wide range of offers.
The BPI offers includes different kinds of savings and checking accounts, loans, investment products, insurance policies, and many other finance products. With regards to the BPI loans, they serve different purposes that may really be perfect for your needs.
In here, you can check the main features of the BPI loans that you may apply for including the purposes they serve as well as the qualifications for application. You may also visit the individual feature articles we’ve crafted to get you a more detailed tour of the features of each other.
BPI Personal Loan
The multi-purpose loan offer of the bank is the BPI Personal Loan. You may apply for it to have access for funds for personal purchases, travel, education, business, events, healthcare needs, etc.
The loan offer is open for both employed and self-employed individuals. Here are the qualifications under the Personal Loan offer of the bank:
- a Filipino citizen
- at least 21 years old at the time of the loan application
- not more than 60 years old at the time of loan maturity
- with a valid Philippine government-issued ID with photo and signature
To know further, you may visit the BPI Cash Loan offer which is its other name.
BPI Auto Loan
Are you looking for an offer that can finance the purchase of your dream car? Whether it is a brand new or pre-owned vehicle, you may turn to the BPI Auto Loan offer of the bank. It is open for both salaried and non-salaried individuals who meet the following qualifications:
- at least 21 years old upon the loan application
- not more than 70 years old upon the loan maturity
- earning a minimum household income of Php 30,000
To know more about this excellent loan offer that can help you get to your goal faster, you may visit our special feature out the BPI Auto Loan offer.
BPI Passenger Car Loan
Aside from the Auto Loan offer, the BPI loans also include the Passenger Car Loan that can finance the purchase of vehicles that are for the purpose of transporting individuals that are no more than 9 passengers at a time. It can finance the purchase of a sedan, an SUV, and a hatchback among others.
The BPI Passenger Car Loan is open for both employed and self-employed individuals. To be eligible to apply for the loan offer, here are the qualifications that you should meet:
- at least 21 years old upon the loan application
- not more than 70 years old upon the loan maturity
- earning a minimum household income of Php 30,000
Are you interested to apply for the offer? To know more, you may visit the BPI Passenger Car Loan feature article.
BPI Motorcycle Loan
The Bank of the Philippine Islands also offers a Motorcycle Loan which has helped countless motorcycle enthusiasts get their own two-wheeled vehicles. It is ready to finance the acquisition of regular bikes, mid-range units, second-hand motorcycle units, those that are sold by accredited companies, non-conventional bikes, as well as units for TODA or the Tricycle Operators and Drivers Associations.
Who are qualified to apply for the BPI Motorcycle Loan offer? Here are the eligibility criteria for application:
- at least 21 years old upon loan application
- not more than 60 years old upon loan maturity
- with at least one year stay in the current residence for owned, and two years for rented
- employed for at least one year in regular status
- self-employed / with business operating for at least two years
- no derogatory records
Do you want to apply for the offer? It would be best to know more about it through our special feature of the BPI Motorcycle Loan offer.
BPI Big Bike Loan
Not only mid-range motorcycle purchases may be financed by the bank but as well as big bikes. One of the BPI loans is the Big Bike Loan that is open for individuals, both employed and self-employed, who meet the following qualifications:
- at least 21 years old upon the loan application
- not more than 65 years old upon the loan maturity
- earning a minimum household income of Php 40,000
Are you interested to know more about the BPI Big Bike Loan offer?
BPI Housing Loan
Also one of the BPI loans is the BPI Housing Loan that can finance the purchase of real estate properties including a house and lot, a townhouse, a condominium unit, and even a vacant lot. It is open for both salaried and non-salaried individuals who meet the following qualifications set by the bank:
- either a Filipino citizens or foreigners married to a Filipino citizen
- at least 21 years at the time of the loan application for primary borrowers and not more than 70 years old upon the loan maturity
- with sufficient income
Do you want to know more about the features of the BPI Housing Loan offer in details?