Check here the BPI Housing Loan Offer for New Home Acquisition
BPI HOUSING LOAN 2026 – You can check here the excellent features that wrap this offer of Bank of the Philippine Islands.
Living in a house that you can call your own brings a lot of benefits — your own space, under your own rules, and you can do just anything to get the day done. Are you excited to step into a house you can call your own?
Nowadays, a lot of banking entities got housing loan offers. However, it is an important step to choose an offer extended by a reputable provider as well as the one equipped with excellent features. With these considerations, the BPI Housing Loan offer surely sets an edge. In fact, countless people have acquired a house of their own because of it
The Bank of the Philippine Islands is not only one of the biggest banking entity in the country. It is also one of the longest-serving banks in the country that operated since 1851. It got several products from bank accounts to loans to credit cards to insurance policies, etc.
The Bank of the Philippine Islands offers a wide range of offers including loans. Aside from the BPI Car Loan offer, the reputable banking entity also got the BPI Housing Loan offer. Under the said offer, you may apply for the financing of the purchase of any of the following properties:
- House and Lot
- Townhouse
- Condominium Unit
- Vacant Lot
How much is loanable under the BPI Housing Loan offer? The bank actually considers certain factors with regards to the borrowing amounts just like the value of the target property and the paying capacity of the client. Here are the loanable amounts set under the housing loan offer:
- Minimum Loanable Amount: Php 400,000.00
- Maximum Loanable Amount: Up to 90% of the value of the property
The loan is repayable to up to 20 years. The interest rate that the Bank of the Philippine Islands apply depend on the fixing period. Here’s a guide:
| Fixing period (years) | Rate |
| 1 | 7.00% |
| 2 | 7.25% |
| 3 | 7.75% |
| 4 | 8.00% |
| 5 | 8.25% |
| 10 | 10.25% |
| 15 | 10.50% |
| 20 | 12.00% |
Under the Housing Loan offer of the Bank of the Philippine Islands, you can ditch a one-time full payment for a real estate property purchase and just prepare for the downpayment. The boasts its offer with its low downpayment that is equivalent to as low as 10% of the value of the property.
BPI has several branches across the nation. Thus, the loan offer is really accessible. The banking entity even got branches abroad and as the loan offer is not only open for the locally-employed and self-employed individuals. Even overseas Filipino workers and pensioners may apply for it.
BPI has set varying requirements for application and here’s a guide for you: