Guide on Whether A Credit Card Is Required in Applying for China Bank Personal Loan or Not
CHINA BANK PERSONAL LOAN – Here is a guide on whether a credit card is required in applying for it or not.
Are you running out of cash and there are still a lot of bills that need to be paid? The next payday is still several days away from now but don’t worry as there are several options around.
You may apply for a loan to a bank, a lending company, a financing firm, or a government agency. If you are in need of some cash but your purpose is not for the purchase of a house or a car, you may consider the personal loans.
One of the banks that has the said offer is China Bank Savings. It offers the China Bank Personal Loan that can provide you with some quick cash.
The said China Bank Savings loan offer is open for both employed and self-employed individuals. The minimum required income is Php 12,000.00 monthly.
Do you want to know how much you can borrow under the said offer? Feel free to visit – China Bank Savings Loan – How Much You May Borrow Under Personal Loan.
With regards to the requirements in applying for the China Bank Personal Loan, the applicant must be a credit card holder. Here is a list of the documents that you must gather:
- Duly-accomplished loan application form
- Photocopy of company ID and any one (1) government-issued ID with specimen signature for employed applicants and two (2) for self-employed applicants
- Photocopy of Credit Card Statement of Account
- For self-employed applicants, list of customers / suppliers with contact details.
- Proof of Income:
- For employed applicants…
- Photocopy of latest 3 months payslip or latest ITR w/ 1 month payslip
- For self-employed applicants…
- Photocopy of latest 2 years ITR with matched AFS
- Latest 3 months bank statements
- For employed applicants…
Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.
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