Guide on EastWest Dolce Vita Titanium Mastercard Features & Application Requirements
EASTWEST DOLCE VITA TITANIUM MASTERCARD – You can check here the features of this EastWest Bank credit card offer and the requirements in applying for it.
Are you looking for a credit card with excellent options? In the Philippines, one of the providers of credit cards with amazing benefits is the EastWest Bank, one of the giants in the banking field in terms of assets.
Nowadays, more and more people are applying for a credit card for everyday use as well as a preparation against the unforeseen financial emergencies. Many people were able to manage their finances better with a credit card in use for most of the household expenses every month.
With regards to the credit card offers of the EastWest Unibank, an Andrew Gotianun-founded banking entity, there are a lot of options that come with excellent features. One of them is the EastWest Dolce Vita Titanium Mastercard which offers special perks and privileges for the cardholders.
Actually, aside from the special perks and privileges, there are many other benefits in being an EastWest Dolce Vita Titanium Mastercard cardholder. Here are the other beneficial features of the credit card offer:
- earn one (1) Dolce Vita Charm for every Php 100 spend using your EastWest Dolce Vita Titanium Mastercard
- Dolce Vita Charms can redeem eGift Rewards and Charms Vouchers that can be used for purchases as well as donation to charitable institutions
- enjoy year-round special discounts and privileges from shopping, health and wellness, dining, and travel and leisure merchants
- low foreign currency conversion fee of 1.70%
- up to nine (9) supplementary cards
- accepted in over 30 million establishments in over 200 countries in the world
- access to cash anytime as you can withdraw up to 50% of your credit limit from an EastWest ATM, or at any ATM bearing the BancNet, Mastercard or Cirrus logo using your Cash Advance Personal Identification Number (CA-PIN)
- secured transactions EMV smart chip embedded on the EastWest Platinum Mastercard and 3D Secure for added transaction payment authentication in online shops with the Mastercard
How much are the fees under the EastWest Dolce Vita Titanium Mastercard? Here are the credit card charges under the offer that the aspiring clients must be aware of:
| Annual Membership Fee | Principal Card: Php 2,000 Supplementary Card: Php 1,000 |
| Interest Charge | 3% per month or 36% effective rate annually |
| Cash Advance Service Fee and Interest Charge | Php 200 per cash advance availment; and 3% Interest Charge imposed on the cash advance amount and Cash Advance Service Fee |
| Late Payment Charge | Php 1,500 or the unpaid Minimum Payment Due, whichever is lower |
| Over Credit Limit Fee | Php 500 when the outstanding balance exceeds the prescribed credit limit within the billing period |
Just like in all other credit card offers, there is also a set of eligibility requirements that aspiring credit card applicants must meet to qualify for the offer. Here are the qualifications in applying for the EastWest Dolce Vita Titanium Mastercard:
- a Filipino Citizen or local resident foreigner
- at least 21 years old for Principal Card applications
- earning a minimum gross annual income of Php 300,000
- has a residence landline or mobile phone and business landline
- must be residing within the serviceable area of the EastWest Bank
Once you meet all the qualifications set by the bank under the EastWest Dolce Vita Titanium Mastercard, you may proceed with the gathering of the documents required by the bank.
The documentary requirements for the credit card application depends if you are an employed or self-employed Filipino or a local resident foreigner in the country. Here’s a guide:
Employed
- duly-accomplished EastWest Credit Card Application Form
- photocopy of one (1) valid ID with picture and signature
- Latest BIR Form 2316/ITR
- Certificate of Employment stating breakdown of compensation
- Letter of Appointment/Personnel Action Memo
- Salary Adjustment Memo issued within the latest month
- Latest three (3) Months Payslip
- Latest Service Record for government employees
- Valid Credit Card Reference and Latest Month Statement of Account
Self-Employed
- duly-accomplished EastWest Credit Card Application Form
- photocopy of one (1) valid ID with picture and signature
- Latest BIR Form 1701/ITR
- Latest Audited Financial Statements (if applicable)
- Valid Credit Card Reference and Latest Month Statement of Account
Local Resident Foreigner
- duly-accomplished EastWest Credit Card Application Form
- photocopy of one (1) valid ID with picture and signature
- any of the following:
- Alien Certificate of Registration with Permanent Status
- Visa issued under Section 9d and 9g of immigration Act of 1940
- Special Investor’s Resident Visa (SIRV)
- Visa issued by Philippine Economic Zone Authority – 47(a)(2)
- Embassy Certification (for Diplomats and Embassy Personnel)
In applying for the credit card offer, the application processing may take between 10-15 days since the time that you have submitted a complete set of requirements. Wait for an update from the bank regarding the status of your credit card application.