Guide on EastWest Cash Loan Requirements 2025 for Application
EASTWEST CASH LOAN REQUIREMENTS 2025 – Foreign nationals who want to apply for the Personal Loan offer must submit the following documents.
Nowadays, in the Philippines, there are reputable banks with loan offers that are not only open for Filipinos but as well as for qualified foreign nationals. One of them is the EastWest Bank which is operating in the country since 1994.
The EastWest Bank is the 11th biggest banks in the Philippines. It is part of the Filinvest Group led by the family of its founder, the late business tycoon Andrew Gotianun and his wife. It has several offers for qualified individuals.
The bank offers different kinds of bank accounts, credit cards, loans, and a lot more. Aside from the credit card offers of the bank which include the EastWest Priority Visa Infinite Credit Card, the bank also has multiple loan offers including the EastWest Personal Loan or also called the cash loan offer.
The EastWest cash loan offer is multi-purpose and non-collateral. You may apply for it to make a personal purchase, to travel, to host an event, etc. Are you a foreign national who want to apply for the loan offer?
Before checking on the EastWest cash loan requirements that you need to submit in applying for the loan offer, it is important to first check the qualifications for application. If you are a foreign national who wish to apply for the loan offer, here are the eligibility requirements that you should meet to qualify for the loan offer:
- permanently residing in the Philippines
- at least 21 years old during application and not more than 65 years old upon loan maturity
- with at least one fixed landline number and a mobile number
- with a Gross (basic) monthly income (GMI) must be at least Php15,000 or basic annual income or must not be less than Php180,000
The EastWest cash loan requirements also include documents that you need to submit to the bank. In the case of foreign national applicants, here are the documents that the bank requires for submission:
- duly-accomplished EastWest Online Personal Loan Application Form
- photocopy of at least one (1) valid digitized photo-bearing and signature-bearing I.D.’s issued in the Philippines
- Driver’s License
- Philippine Passport
- Professional Regulation Commission (PRC) I.D.
- SSS I.D.
- BIR ID
- Voter’s I.D.
- Integrated Bar of the Philippines I.D.
- Unified SSS/GSIS and TIN I.D.
- company I.D.’s issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
- ANY of the following Proof of Residence:
- Alien Certificate of Registration
- Immigrant Certificate of Registration or Photocopy of Resident Visa stamp on Passport
- proof of income:
If Employed
- photocopy of latest ITR/BIR Form 2316; or
- photocopy of latest three months pay slips; or
- Certificate of Employment stating Salary, Position and Date Employed; or
- valid Credit Card reference or its latest Credit Card Statement of Account
If Self-Employed
- photocopy of latest ITR/BIR Form 1701 and Audited Financial Statements
- DTI Registration Certificate (for Sole Proprietorship) or SEC Registration Certificate with page stating shares owned by the applicant (for Partnerships or Corporations)
- Business Permit
- valid Credit Card reference or its latest Credit Card Statement of Account
- Other documents may be required for further verification such as a Mayor’s Permit
There is also a short list of EastWest cash loan requirements for the loan releasing. According to the bank, you must prepare the following:
- original Copy of documents submitted
- two (2) Valid ID’s
- one (1) ID to be presented to the EastWest Personal Loan Releasing Unit as ID verification
- one (1) ID to be presented to the lobby Guard of the building
- original signed application form
- Post Dated Checks — Fully accomplished and signed
Aside from the cash loan offer, the bank also offers the EastWest Bank Auto Loan.