Guide on EastWest Home Loan Requirements 2025 for Application
EASTWEST HOME LOAN REQUIREMENTS 2025 – For locally-employed applicants, here are the documents you must prepare and submit to the bank.
Are you excited to be living in your own house soon or you want to start building your dream house from the ground? You don’t need to have all the funds now so you can start. There are trusted banking entities that are willing to help you achieve your goal.
In the Philippines, there are reputable banking entities that are ready to finance the acquisition of real estate properties. One of them is EastWest Bank which has several loan offers. Aside from the EastWest Bank Auto Loan, it has the Home Loan offer that is open for several purposes.
You may apply for the EastWest Bank Home Loan to finance a real estate property acquisition, a house construction, or even the acquisition of a vacant lot where you intend to build your dream house. It has wide term options, thus, low monthly installments are really possible.
The EastWest Bank Home Loan offer is open for both salaried and non-salaried individuals. However, it is important to note that the EastWest Home Loan requirements for application may vary depending on your source of income.
In the case of locally-employed individuals who want to apply for the loan offer, here are the EastWest Home Loan requirements that you should prepare and submit to the bank for application:
- duly-accomplished and signed EastWest Bank Home Loan Application Form
- two (2) valid Government-issued IDs
- Certificate of Employment w/ Compensation (COEC) indicating position and length of service
- Latest Income Tax Return (ITR)
The EastWest Home Loan requirements also includes collateral documents for application. These documentary requirements depend on the purpose of the loan application. Here’s a guide:
For Real Estate Property Acquisition
- Photocopy of Title for Collateral (TCT for land title/CCT for condo title)
- Appraisal Fee Official Receipt (OR)
- Tax Declaration (Land and Building)
For House Construction
- Bill of Materials or Cost Estimate
- Building Plan or Renovation Plan
- General Specification or Scope of Work
For Refinancing/Loan Take-Out
- Latest Statement of Account from Mortgagor
- Proof of payment for the last 6 months (Official Receipts or cleared checks with Bank Statements or Ledger)
Aside from the Auto and Home Loan offers, the trusted banking entity also offers the EastWest Bank Cash Loan.