Guide on EastWest Bank Home Loan 2025 Offer & the Application Process
EASTWEST BANK HOME LOAN 2025 – You can check here the excellent features of the loan offer and its requirements for application.
Are you excited to take the first step towards your dream house? Whether it is a bungalow house and lot, a condominium unit, an townhouse, etc., the EastWest Bank may be able to extend a helping hand to make your dream come true.
The EastWest Bank is one of the trusted banking entities that is operating in the Philippines for several decades now since 1994. In the same year, the bank was registered with the Securities and Exchange Commission and was also permitted by the Bangko Sentral ng Pilipinas to operate as a commercial bank.
Through the years, the EastWest Bank did not only grow its list of offers but as well as continuously improved the features surrounding its every offer. It provides clients with a wide option of bank accounts, credit cards, loans, and many other finance products.
One of the loan offers of the trusted banking entity is the EastWest Bank Home Loan offer. It is open to finance several purposes such as the following:
- real-estate property acquisition:
- a house
- a townhouse
- a condominium unit
- a residential apartment (with a maximum of four doors)
- lot acquisition
- home construction
- reimbursement of a real estate property purchase made within a year based on the transfer of the TCT/CCT
- home equity for a multi-purpose loan
- top-up loan to avail the paid-off portion of an existing loan for another purpose
The EastWest Bank Home Loan is payable for up to 30 years. You can choose your own fixed term rate to ensure that you won’t be affected by possible fluctuations in the interest rate. Here is a guide on the interest rate based on the loan term:
| Term | Rate |
|---|---|
| 1 Year | 7.00% |
| 2-3 Years | 7.75% |
| 4-5 Years | 7.99% |
The EastWest Bank Home Loan offer is open for both locally-employed and self-employed individuals as well as overseas Filipino workers (OFWs). The requirements for application depends on your source of income but, worry not, here is a guide on the documents that you need to prepare for the application:
Aside from the Home Loan offer, the bank also has the EastWest Bank Auto Loan as well as the EastWest Cash Loan offer.