List of EastWest Cash Loan Requirements 2026 for Application
EASTWEST CASH LOAN REQUIREMENTS 2026 – If you are a foreign national who wants to apply for the Personal Loan offer of the EastWest Unibank, here’s a guide on the documents that you will need.
In the Philippines, banks are among the entities that people can turn to not only for loans that serve specific purposes but as well as multi-purpose loans. One of the trusted bank in the country is the EastWest Unibank.
The EastWest Unibank is operating in the Philippines since 1994. Through the years, it has gained the trust of countless Filipinos. It is the 11th biggest bank in the country and has a wide range of offers.
The EastWest Unibank is part of the Filinvest Group led by the family of its founder, the late business tycoon Andrew Gotianun and his wife. It offers a wide range of savings and checking accounts, loans, credit cards, and many others.
While the credit card offer of the bank includes the EastWest Priority Visa Infinite Credit Card, its loan offers include the Personal Loan or also called the EastWest cash loan offer. It is open not only for locally-employed and self-employed individuals but as well as overseas Filipino workers (OFWs).
The cash loan offer is not only multi-purpose — it also does not require a collateral. There are varying EastWest cash loan requirements for application depending if you are locally-employed, self-employed, or an OFW.
The best first step you must do before checking on the EastWest cash loan requirements is to check on the qualifications. To be eligible to apply for the loan offer, here are the qualifications that you should meet:
- permanently residing in the Philippines
- at least 21 years old during application and not more than 65 years old upon loan maturity
- with at least one fixed landline number and a mobile number
- with a Gross (basic) monthly income (GMI) must be at least Php15,000 or basic annual income or must not be less than Php180,000
If you are an OFW who wants to apply for the loan offer, here are the EastWest cash loan requirements that you need to prepare and submit to the nearest branch of EastWest Unibank:
- duly-accomplished EastWest Online Personal Loan Application Form
- photocopy of at least one (1) valid digitized photo-bearing and signature-bearing I.D.’s issued in the Philippines
- Driver’s License
- Philippine Passport
- Professional Regulation Commission (PRC) I.D.
- SSS I.D.
- BIR ID
- Voter’s I.D.
- Integrated Bar of the Philippines I.D.
- Unified SSS/GSIS and TIN I.D.
- company I.D.’s issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
- ANY of the following Proof of Residence:
- Alien Certificate of Registration
- Immigrant Certificate of Registration or Photocopy of Resident Visa stamp on Passport
- proof of income:
If Employed
- photocopy of latest ITR/BIR Form 2316; or
- photocopy of latest three months pay slips; or
- Certificate of Employment stating Salary, Position and Date Employed; or
- valid Credit Card reference or its latest Credit Card Statement of Account
If Self-Employed
- photocopy of latest ITR/BIR Form 1701 and Audited Financial Statements
- DTI Registration Certificate (for Sole Proprietorship) or SEC Registration Certificate with page stating shares owned by the applicant (for Partnerships or Corporations)
- Business Permit
- valid Credit Card reference or its latest Credit Card Statement of Account
- Other documents may be required for further verification such as a Mayor’s Permit
For the loan releasing, there are also EastWest cash loan requirements that you need to prepare and submit to the bank for the issuance of the loan proceeds. Prepare the following:
- original Copy of documents submitted
- two (2) Valid ID’s
- one (1) ID to be presented to the EastWest Personal Loan Releasing Unit as ID verification
- one (1) ID to be presented to the lobby Guard of the building
- original signed application form
- Post Dated Checks — Fully accomplished and signed
Aside from the cash loan offer, the bank also offers the EastWest Bank Auto Loan.