Guide on EastWest Housing Loan Requirements 2026 for Application
EASTWEST HOUSING LOAN REQUIREMENTS 2026 – For self-employed individuals who want to apply for the loan offer, here’s a guide on the documents required by EastWest.
Are you excited to be living in a house that you can call your own but you are worried that not many offers may be present out there because you are self-employed? There is actually nothing to fret about. Some reputable banks in the country made sure that self-employed individuals have something to turn to in the pursuit of achieving their dreams.
In the Philippines, one of the trusted entities that can help you in the fulfillment of your big dreams is the EastWest. It got loan offers that are ready to finance big purchases. If you are into achieving your dream car, the reputable bank got the EastWest Bank Auto Loan offer. If you want to start the journey towards your dream house, it has the Housing Loan offer packed with amazing features.
The EastWest Housing Loan offer is actually ready to finance several purposes related to real estate property acquisition. You may apply for it to finance any of the following:
- purchase of a vacant residential lot
- purchase of a house and lot
- purchase of a condominium unit
- house construction
- refinancing of an existing home loan
The Housing Loan offer is open not only for the employed individuals, both locally and in abroad, but as well as the self-employed individuals. However, it is important to note that there are varying EastWest Housing Loan requirements for application.
If you are a self-employed individual who wants to apply for this excellent loan offer, here are the documents that you need to prepare and submit to the bank for the loan application:
- duly-accomplished and signed EastWest Bank Home Loan Application Form
- two (2) valid Government-issued IDs
- Business Registration(SEC/DTI)
- Audited Financial Statements for the last 2 years
- Updated Interim Financial Statement if most recent AFS is more than 6 months
- Latest 6-month bank statements w/authorization to conduct bank verification
- List of trade references(at least 3 suppliers and 3 customers with telephone numbers and contact persons)
- Articles of incorporation and By-laws
With regards to the applicants who are self-employed, the EastWest Housing Loan requirements includes specific documents based on the source of income of the aspiring borrower. Here’s a guide for you:
If Practicing Doctor:
- Clinic Address/es and schedule/s
If Earning from Rental Properties:
- Rental/Lease Contract (indicating name of tenants and rental amounts with complete addresses of properties being rented)
- Photocopy of title (CCT/TCT)
If Earning from Transport Business:
- LTO Certificate of Registration (CR) and Official Receipt (OR)
- LTFRB Franchise/s
If Earning from Commissions:
- Vouchers and bank statements (for the last 6 month reflecting commissions)
The EastWest Housing Loan requirements also include the documents that are pertaining to the property involved or the collateral documents. Here is a guide on the collateral requirements of EastWest Bank for the loan application:
For Real Estate Property Acquisition
- Photocopy of Title for Collateral (TCT for land title/CCT for condo title)
- Appraisal Fee Official Receipt (OR)
- Tax Declaration (Land and Building)
For House Construction
- Bill of Materials or Cost Estimate
- Building Plan or Renovation Plan
- General Specification or Scope of Work
For Refinancing/Loan Take-Out
- Latest Statement of Account from Mortgagor
- Proof of payment for the last 6 months (Official Receipts or cleared checks with Bank Statements or Ledger)
The bank has several excellent offers packed with amazing features. You might also like to check on the EastWest Bank Cash Loan offer.