Guide on EastWest Housing Loan Requirements 2026 for Application
EASTWEST HOUSING LOAN REQUIREMENTS 2026 – For overseas Filipino worker (OFW) individuals who want to apply for the loan offer, here’s a guide on the documents required by EastWest.
In the Philippines, the two (2) big dreams that countless Filipino share is having a house and a car. Undeniably, the former may be several folds more expensive than the latter depending on the individual choices. Meanwhile there are now several entities that are willing to help you out.
In the Philippines, EastWest Bank is one of the institutions you can rely on for financial assistance. Beyond the EastWest Bank Auto Loan program, the bank also offers Home Loans to help you secure your own house.
Owning a property you can truly call your own is a unique and fulfilling experience. Through EastWest Bank’s Home Loan program, you can finance not only the purchase of a residential property—whether it’s a vacant lot, a house and lot, or a condominium unit—but also the construction of your dream home.
Another advantage of EastWest Bank’s Home Loan is that it’s available not only to Filipinos living in the country but also to overseas Filipino workers. However, OFW applicants must meet a distinct set of requirements tailored specifically for them.
- duly-accomplished and signed EastWest Bank Home Loan Application Form
- two (2) valid Government-issued IDs
When it comes to income documents required for an EastWest Home Loan application, the specific paperwork depends on the applicant’s type of overseas employment. Here’s a quick guide:
If Direct Hire:
- COEC w/ original 6-month remittances; or
- COEC w/ original 6-month payslips; or
- Consularized Certificate of Employment w/ Compensation (COEC)
If Seaman:
- Crew Contract validated by POEA
- Attorney-in-fact’s ID and application form
Similar to other loan programs, EastWest Bank’s Home Loan application requires collateral documents related to the property or project to be financed. In addition, here’s a guide to the other documents you’ll need to prepare for your application:
For Real Estate Property Acquisition
- Photocopy of Title for Collateral (TCT for land title/CCT for condo title)
- Appraisal Fee Official Receipt (OR)
- Tax Declaration (Land and Building)
For House Construction
- Bill of Materials or Cost Estimate
- Building Plan or Renovation Plan
- General Specification or Scope of Work
For Refinancing/Loan Take-Out
- Latest Statement of Account from Mortgagor
- Proof of payment for the last 6 months (Official Receipts or cleared checks with Bank Statements or Ledger)
Aside from the Housing and Auto loan offers, the bank also has the EastWest Bank Cash Loan which you might like to check out.