List of Requirements for EastWest Bank Personal Loan Offer
REQUIREMENTS FOR EASTWEST BANK PERSONAL LOAN – Here is a list of the documents that you need to prepare in applying for the loan.
Most people who are in need of cash would rather turn to banks and lending companies rather than private individuals especially if the amount they plan to borrow is quite huge. With banks and other financing firms, there can be fixed terms and conditions in borrowing an amount.
In the Philippines, one of the banks that you can turn to is the EastWest Bank. It has several offers that encompass both the personal and the business categories.
Under the personal category, there are loans, credit cards, investments, insurance policies, and deposit account offers. One of the loan offers is the Personal Cash Loan offer.
The EastWest Bank Personal Loan offer is a non-collateral loan offer. Therefore, you don’t need any property to present as collateral to be able to apply for the loan. Furthermore, unlike most loan offers, there is also no need for a co-maker or a co-borrower in applying for this offer.
To check on how much you may borrow under it, you may visit – EastWest Bank Cash Loan: How Much You May Borrow Under It.
List of Requirements for EastWest Bank Personal Loan Application
- Completely filled-out EastWest Online Personal Loan Application Form
- Photocopy of at least one (1) valid digitized photo-bearing and signature-bearing I.D.’s issued in the Philippines (i.e. Driver’s License, Philippine Passport, Professional Regulation Commission (PRC) I.D., SSS I.D., BIR ID, Voter’s I.D., Integrated Bar of the Philippines I.D., and Unified SSS/GSIS and TIN I.D.). Company I.D.’s issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC may also be submitted.
- (For Foreign Nationals Only) ANY of the following Proof of Residence: Alien Certificate of Registration, Immigrant Certificate of Registration or Photocopy of Resident Visa stamp on Passport
- Proof of Income as follows:
- If employed…
- Photocopy of latest ITR/BIR Form 2316; or
- Photocopy of latest three months pay slips; or
- Certificate of Employment stating Salary, Position and Date Employed and ITR or Pay slips; or
- Valid Credit Card reference or its latest Credit Card Statement of Account
- If self-employed…
- Photocopy of latest ITR/BIR Form 1701 and Audited Financial Statements
- DTI Registration Certificate (for Sole Proprietorship) or SEC Registration Certificate with page stating shares owned by the applicant (for Partnerships or Corporations)
- Business Permit
- Valid Credit Card reference or its latest Credit Card Statement of Account
- Other documents may be required for further verification such as a Mayor’s Permit.
- If employed…
You may also visit – EASTWEST BANK LOANS: List of Loan Offers of EastWest Bank