Guide on Landbank Working Capital Loan 2025 Details & Application
LANDBANK WORKING CAPITAL LOAN 2025 – You can check here the features, the business offers, and the requirements in applying for the offer.
In the Philippines, banks are among the entities that you may turn to if you are in need of an extra hand to help get your business to the next level. One of the trusted entities that you may turn to is the Landbank of the Philippines, a government bank in the country.
The Landbank of the Philippines which is operating in the country for several decades now have several loan offers — both personal and business loans. While its personal loan offers includes the Landbank Home Loan, the business loans of the government bank includes the Landbank Working Capital Loan.
The Landbank Working Capital Loan is ready to help you with the daily operations of your business. It is open for agri-business as well as manufacturing and trading businesses as well as those that offer services. It can provide you with any of the following:
Short Term Loan Line
- purchase of raw materials or finished goods inventories
- financing of accounts receivable
- financing of contracts
Import/Domestic Letter of Credit (LC) / Trust Receipt (TR) Line
- payment for the importation of goods from local or offshore suppliers
Domestic Standby LC Line
- guarantee borrower’s performance of service or purchases from local suppliers
Domestic Bills Purchase Line
- purchase of check for immediate credit to deposit account without waiting for the clearing period
Do you want to apply for the Landbank Working Capital Loan offer? There are varying lists of pre-processing requirements among single proprietorships, partnerships, and corporations. If you wish to apply for the loan offer, here is a guide on the documents that you need to prepare and submit to the government bank:
For Single Proprietorships:
- LANDBANK Loan Application Form
- Bio-data of borrowers with passport-size ID picture
- Photocopy of Certificate of Registration with the
- Department of Trade and Industry
- Mayor’s Permit
- Photocopy of Internal Tax Revenue and audited (BIR-received) Financial Statement for the last three years
- Latest interim Financial Statement
- Projected income statement, balance sheet
- and cash flow statement with basic assumptions
- Brief history of the Business
For Partnerships:
- Photocopy of Certificate of Registration with Department of Trade and Industry, Securities and Exchange Commission or Board of Investments
- Certified True Copy of Articles of Incorporation/Partnership and by-laws Board Resolution authorizing the management to obtain loan from LANDBANK and designating the authorized signatories
- notarized list of partners
- Bio-data of borrowers or proprietors, partners, key officers, Board of Directors with passport-size ID pictures
- Sworn Statement of Assets and Liabilities of borrowers/proprietors. partners, key officers, and Board of Directors
- photocopy of Internal Tax Revenue and audited (BIR-received)
- Financial Statement for the last three years
- Latest Interim Financial Statement
- Projected income statement, balance sheet, and cash flow statement with basic assumptions Brief history of the business
For Corporations:
- Photocopy of Certificate of Registration with Department of Trade and Industry, Securities and Exchange Commission or Board of Investments
- Certified True Copy of Articles of Incorporation/Partnership and by-laws Board Resolution authorizing the management to obtain loan from LANDBANK and designating the authorized signatories
- notarized list of the following certified by the Corporate Secretary:
- Officers
- Board of Directors
- Principal stockholders and their stockholdings
- Bio-data of borrowers or proprietors, partners, key officers, Board of Directors with passport-size ID pictures
- Sworn Statement of Assets and Liabilities of borrowers/proprietors. partners, key officers, and Board of Directors
- photocopy of Internal Tax Revenue and audited (BIR-received)
- Financial Statement for the last three years
- Latest Interim Financial Statement
- Projected income statement, balance sheet, and cash flow statement with basic assumptions Brief history of the business
Aside from said business loan offer, the government bank also has the Landbank Term Loan offer.