Guide on Maybank Home Refinancing Loan Requirements 2024 for Application
MAYBANK HOME REFINANCING LOAN REQUIREMENTS 2024 – Here are the documents required by the bank for the loan application.
Are you looking for an entity where you may apply for a loan to refinance your existing loan? One of the trusted entities that you may turn to is Maybank which has several branches across the nation. Thus, its offers are really accessible to the public.
Under the Maybank Home Refinancing Loan, you can extend your loan to up to 10 years if the collateral is a vacant lot and up to 15 years for house and lot and condominium units. The bank also offers a huge maximum loanable amount of up to 80% of the appraised value of the property.
The Home Refinancing Loan is open not only for the salaried and non-salaried individuals but as well as for overseas Filipino workers. The bank has set different lists of Maybank Home Refinancing Loan among the employed and self-employed individuals as well as OFWs.
To apply for the loan offer, you need to prepare and submit to Maybank. Here is a guide on the Maybank Home Refinancing Loan requirements for application:
Employed Applicants:
- completed and signed Maybank Housing Loan Application Form
- government-issued IDs
- Certificate of No Records of Marriage (CENOMAR) if single or Marriage Certificate if married
- 3 months payslip
- Certificate of Employment for both spouses
- Income Tax Return (latest year)
Self-Employed Applicants:
- completed and signed Maybank Housing Loan Application Form
- government-issued IDs
- Certificate of No Records of Marriage (CENOMAR) if single or Marriage Certificate if married
- latest 2 years Audited Financial Statements
- Income Tax Return (latest 2 years)
- Business Registration/Permits
- at least 5 company profile/business background or List of Major Suppliers and Customers with contact details
- latest 6 months Bank Statements/Passbook
OFW Applicants:
- completed and signed Maybank Housing Loan Application Form
- government-issued IDs
- Certificate of No Records of Marriage (CENOMAR) if single or Marriage Certificate if married
- Contract of Employment / Employment Certificate
- Special Power of Attorney (using Maybank’s format)
- latest ITR (if applicable)
- History of Employment / Latest Crew Contact (if applicant is a Seafarer)
- latest 6 months bank statements/proof of remittance