Achieve Your Dream House Now Through the Maybank Housing Loan 2025 Offer
MAYBANK HOUSING LOAN 2025 – You can check here the excellent features of the Home Acquisition loan offer and how to apply for it.
Nowadays, there are several reputable banks with amazing loan offers that can help qualified people achieve their dreams in life. Are you excited to live in your dream house soon? Maybank can help you achieve it.
Maybank Philippines is one of the trusted banks in the country that offers a variety of finance products for decades now. The bank got bank accounts of different kinds (savings, current, time deposit, ATM, and U.S. Dollar accounts), loans, and investment products. It has multiple loan offers that can help you achieve you dreams like having a car or a house.
If you want to have a brand new car, you may turn to the Maybank Car Loan offer. To achieve your dreams for you and your family to be living in a house you can call your own, you may turn to the Maybank Housing Loan offer. It is open to finance several loan purposes including the acquisition of the following:
- townhouse
- condominium unit
- house and lot
With regards to the loanable amounts under the Maybank Housing Loan offer, the minimum loanable amount is Php 500,000. The maximum loanable amount is up to 90% of the appraised value of the house and lot, condo, or townhouse. For residential lots, the maximum borrowing amount is up to 60% of the appraised value of the property.
The loan interest rate depends on the fixing term chosen by the loan applicant. There are varying interest rates among the one (1), three (3), and five (5) year fixing periods. Here is a guide:
- 1 year fixing : 6.75% p.a.
- 3 year fixing : 7.25% p.a.
- 5 year fixing : 7.50% p.a.
Who are qualified to apply for the Maybank Housing Loan offer? Here are the eligibility requirements in applying for the loan offer:
- borrower’s age plus the term of the loan should not be more than 65 years old once the loan matures
- gainfully employed in a reputable company for at least 2 years or owning a business that has been registered and operational for at least 3 years and has been profitable in the last 2 years
- with a contract of employment for 2 years if overseas Filipino worker (OFW)
- at least in an officer level position and should be working for at least 2 continuous years if seafarer
According to Maybank, OFW applicants as well as seafarers are required to have an attorney-in-fact. Are you interested to apply for the loan offer? There are documents that you need to submit to a branch of the bank nearest to you to begin your application. Thus, it is best to check the Maybank Housing Loan requirements for application.