Guide on Maybank Home Construction Loan 2025 Application Process
MAYBANK HOME CONSTRUCTION LOAN 2025 – You can check here the features of the loan offer and a guide on how to apply for it.
Are you one of the people who is eager to build their dream house soon? You don’t have to waste years or worst, decades, waiting for it to happen while there are actually options that you can take so you can finally start living in your own space.

In the Philippines, there are several banks that provide house construction loans. One of them is Maybank which is in the service of the Filipino people for decades now since 1997. It offers a variety of bank accounts, loans, cards, and a lot more.

With regards to the loan offers of reputable banking entity, aside from the Maybank Car Loan offer, the bank also has the Maybank Home Construction Loan that is ready to help you bring your dream house to reality. It can provide for the financing of up to 80% of the appraised value of the lot and the proposed building.
The minimum loanable amount under the offer is P1 million. The loan repayment can be stretched to up to 30 years, thus, there is really a way if you want low monthly amortizations for your house construction. The interest rate depends on the fixing term that you choose. Here’s a guide:
- 1 year fixing : 6.75% p.a.
- 3 year fixing : 7.25% p.a.
- 5 year fixing : 7.50% p.a.

Who are qualified to apply for the Maybank Home Construction Loan offer? It is open for individuals who meet the following eligibility requirements for qualification to the offer:
- age plus the term of the loan should not be more than 65 years old once the loan matures
- gainfully employed in a reputable company for at least 2 years or owner of a business that has been registered and operational for at least 3 years and has been profitable in the last 2 years
According to Maybank, if you are an OFW who want to apply to the Maybank Home Construction Loan offer, you must have a contract of employment for 2 years. In the case of seafarers, the loan applicant must be at least in an officer level position and should be working for at least 2 continuous years.
Furthermore, in the case of OFW applicants including the seafarers, an attorney-in-fact is required. All loan applications are subject to the assessment of Maybank and all properties are subject to appraisal as well.
It is important to note that under the offer, the borrower will shoulder the Registration Fees, Processing Fees, Insurance Premiums and other incidental expenses. The loan account must also be secured with for Life/Mortgage Redemption Insurance (MRI) and Fire Insurance (FI) coverage.
With regards to the documents required in applying for the loan offer, it depends if you are salaried or non-salaried. You can check the Maybank Home Construction Loan requirements for application to determine the documents that you need to submit.