Guide on Maybank Cash Loan 2026 Features & Application
MAYBANK CASH LOAN 2026 – This Personal Loan packed with excellent features might be the best solution for your financial need.
Financial needs which may be caused by sudden emergencies sometimes happen in the most unexpected time. Meanwhile, nowadays, Filipinos have offers that they can turn to and these include the offers of Maybank Philippines.
Maybank is one of the reputable banks in the country. It is in the service of countless Filipino people since 1997. It has a wide range of banking product offers including savings and check accounts, cards of different types, loans, investment products, etc. If you are in need of cash, it got an offer wrapped with excellent features.
Aside from the Maybank Auto Loan, the bank has the Personal Loan offer or also called the Maybank cash loan. It is the offer with the most flexibility with regards to the application purposes that it is open for. In fact, you can address multiple purposes under a single wherein the purposes might include the following:
- personal purchases
- minor home improvements
- travel
- minor business improvements
- hosting an event
You might be wondering about the excellent features that comes along with the Maybank cash loan offer. You can actually borrow up to P1 million under the said loan offer. You may also stretch the repayment term to up to 36 months, thus, there is really a choice if you want low monthly amortizations.
With regards to the Maybank cash loan interest rate, the bank has set its interest rate at 1.3%. In fact, its boasts that its interest rate is one of the lowest in the market. All loan applications are evaluated by the bank. Meanwhile, the offer is open for both employed and self-employed individuals.
Who are qualified to apply for the Personal Loan offer of Maybank Philippines? The bank has actually set varying lists of qualifications under the offer depending if you are locally-employed or self-employed.
Here’s a guide on the eligibility criteria set by Maybank Philippines under its Personal Loan offer:
For locally-employed loan applicants:
- a Filipino citizen
- at least 23 years old but not older than 65 years old when your loan matures
- home and business address should be within any of the bank’s service regions
- with active contact numbers such as home landline, office or business landline, and mobile number
- with your current employer for 2 years work tenure and earning a minimum salary of Php 25,000
- employer should be one of the Top 7,000 companies in the Philippines
For self-employed individuals:
- a Filipino citizen
- at least 23 years old but not older than 65 years old when your loan matures
- home and business address should be within any of the bank’s service regions
- with active contact numbers such as home landline, office or business landline, and mobile number
- in the same profession or the same business for at least 3 years
- business should have been operational for the past 3 years with at least 2 continuous years of profitability
- an average monthly income of Php 200,000
- business should be duly registered with DTI (Department of Trade and Industry) or SEC (Securities and Exchange Commission)
Just like in applying for other loan offers, there are documents that you need to prepare and submit to the bank for the loan application. It is best to check the documentary requirements for the Maybank cash loan application to ensure a smooth and time-conserving process.