Guide on Maybank Personal Loan 2026 Features & Application
MAYBANK PERSONAL LOAN 2026 – You can check here the cash loan offer of Maybank Philippines that is ready to address your financial needs.
In the Philippines, there are several banks but some of them are on a different level with regards to earning the trust of its clients — just like how countless Filipinos trust and choose Maybank with their banking transactions. It got excellent personal and corporate offers.
The Maybank Philippines is in the service of countless Filipinos since 1997. Through the years, it has continuously grow its offers which now include varieties of savings and check accounts, debit and credit cards, loans, investment products, etc. Each of its offers is packed with well-sought features.
As mentioned, Maybank has several loan offers. In addition to the Maybank Auto Loan offer, the bank also actually has the Personal Loan. This cash loan offer provides the greatest flexibility in terms of application purposes. You can even address multiple needs under a single loan, which may include the following:
- personal purchases
- minor home improvements
- travel
- minor business improvements
- hosting an event
With regards to the features of the loan offer, the loanable amount under the offer actually spans to up to P1 million. For low monthly installments, you can stretch your repayment term for up to three (3) years.
The Maybank Personal Loan offer comes with an interest rate of 1.3%, making it one of the most competitive rates in the market. The bank carefully evaluates every loan application, and the offer is available to both employed and self‑employed individuals.
Just in other loan offers, there are qualifications under this Maybank Philippines loan offer. The lists vary among the locally-employed and the self-employed individuals who aspire to apply for the loan offer. Here’s a guide:
For locally-employed loan applicants:
- a Filipino citizen
- at least 23 years old but not older than 65 years old when your loan matures
- home and business address should be within any of the bank’s service regions
- with active contact numbers such as home landline, office or business landline, and mobile number
- with your current employer for 2 years work tenure and earning a minimum salary of Php 25,000
- employer should be one of the Top 7,000 companies in the Philippines
For self-employed individuals:
- a Filipino citizen
- at least 23 years old but not older than 65 years old when your loan matures
- home and business address should be within any of the bank’s service regions
- with active contact numbers such as home landline, office or business landline, and mobile number
- in the same profession or the same business for at least 3 years
- business should have been operational for the past 3 years with at least 2 continuous years of profitability
- an average monthly income of Php 200,000
- business should be duly registered with DTI (Department of Trade and Industry) or SEC (Securities and Exchange Commission)
The bank has also set unique lists of Maybank Personal Loan requirements among the salaried and the non-salaried loan applicants. You can check it out to take your first step in applying for the loan offer.