Steps on How To Apply for Metrobank Cash Loan 2024 Application Process
HOW TO APPLY FOR METROBANK CASH LOAN 2024 – Here are the steps for a smooth process in applying for Metrobank’s Personal Loan offer.
One of the trusted banks in the Philippines that you can turn to for a multi-purpose cash loan offer is Metrobank. Operating with Metropolitan Bank & Trust Company as its official name, through the years since 1962, it has continued to expand its offers and maintain the trust of the people.
Amid the many offers of Metrobank, the loan that is multi-purpose is the Personal Loan. This cash loan offer was designed to help meet short-term financial needs. The bank offers fast loan processing, high loanable amounts, low interest rates, and minimal requirements for the application.
The loanable amount under a Metrobank Cash Loan application may vary depending on the assessment of the bank. Meanwhile, it has set a range of the amount it allows for borrowing to give aspiring applicants the glimse of how much it can lend the public.
The interest rate under the Metrobank cash loan offer depends on your chosen loan term. It is allowed to be extended for up to 36 monthly installments or three (3) years. How to apply for the Metrobank cash loan offer?
To ensure a smooth process, here are the steps on how to apply for the Metrobank cash loan offer:
Step 1 — Check your qualification for Metrobank Personal Cash Loan. To qualify, you must meet the following eligibility requirements set by the bank:
- Filipino citizen
- 21 years old and above at the time of loan application and 65 years old upon the loan maturity
- has a gross annual income of at least PHP 350,000
- has an existing credit card
- If employed: be of regular status with current employer for at least 1 year
- If self-employed: be at least 2 years in the current business
Step 2 — Prepare the required documents. Make sure to have the complete set of requirements for Metrobank cash loan application and scan all your documents for the application.
Step 3 — Fill out the necessary details in the online personal loan application form.
Step 4 — Attach the scanned copies or photos of documentary requirements.
Step 5 — Wait for the email confirming your submission.
Step 6 — Wait for our call regarding the status of your application.
Please note that there are fees set under the Metrobank cash loan offer. It is best to know the charges that may be possibly deducted from your loan proceeds.