Guide on Metrobank Home Loan Requirements for Application
METROBANK HOME LOAN REQUIREMENTS 2025 – For self-employed applicants, you can check here the documents required for application.
Are you planning to invest on a land or hit that lot where you wish to build your dream house? You don’t have to wait for more decades. With the right bank, your dream can really be within your reach now. Here’s an excellent loan offer that you may turn to.
In the Philippines, there are some banks that have won the trust and confidence of countless Filipinos because of their exemplary service for decades already. One of them is Metrobank which has widely grown its offers through the years.
Aside from the Metrobank Car Loan offer, the bank also has the Metrobank Home Loan offer that can finance the purchase of a residential lot. It is open not only for employed individuals but as well as self-employed ones.
In this article, you will encounter the Metrobank Home Loan requirements for the self-employed loan applicants as well as the qualifications for application. To be eligible to apply for the loan, the self-employed loan applicant should meet the following eligibility criteria for application:
- a Filipino citizen
- at least 21 years old at the time of the loan application
- with a gross monthly income of at least PHP 40,000
- with a profitable business operation for at least three (3) years
There is also a specific list of Metrobank Home Loan requirements for self-employed individuals who wish to apply for the offer. You need to prepare and submit the following documents for application:
- duly-accomplished and signed Metrobank Home Loan Application Form
- one valid government-issued ID (preferably passport)
- Business Papers:
- If Single Proprietorship, DTI certificate of registration or Business Permit
- If Corporation or Partnership, SEC Registration with Articles of Incorporation and By-Laws (or Articles of Partnership)
- Source of Repayment:
- Latest 2 years Income Tax Return (ITR) and Audited Financial Statements
- Latest 6 months bank statements
- Marriage contract, if applicable
Among the Metrobank Home Loan requirements for application are valid identification documents. Here is a guide on the ID that you may present:
- Philippine Identification Card (PhilID)
- Passport (including those issued by foreign governments)
- Driver’s License
- Professional Regulation Commission ID
- Postal Identity Card
- Voter’s ID
- GSIS e-Card
- Social Security System card or Unified Multi-Purpose ID
- Senior Citizen Card
- Overseas Filipino Worker ID or e-card
- Seaman’s Book
- Alien Certificate of Registration or Immigrant Certificate of Registration (for foreign individuals)
- Government Office and Government Owned and Controlled Corporations ID (e.g. BSP, SEC, Insurance Commission)
- Persons with Disabilities (PWD) ID issued by the National Council on Disability Affairs
- Integrated Bar of the Philippines ID
- Photo-bearing School ID duly signed by the principal or head of school for Filipino students who are not of voting age
- Company ID (if signature bearing) issued by Covered Person registered with or supervised/regulated by BSP, SEC or Insurance Commission
To apply, visit a branch of Metrobank nearest to you and submit your documents. You might also like to check on the Metrobank Cash Loan offer.