List of PBCom Home Loan Requirements For Application
PBCOM HOME LOAN REQUIREMENTS – Here are the documents required by the universal bank in applying for the Home Loan offer.
Nowadays, more and more people prefer achieving their dream house the soonest time possible so they can start enjoying the comfort and convenience it can bring. Even if you are not yet ready to go for a one-time cash payment, there are loans that can help you achieve your dream house.
In the Philippines, one of the banking entities that provide a Home Loan is the PBCom or the Philippine Bank of Communications. Its loan offer is open not only for individuals who are living in the country but as well as overseas Filipino workers (OFWs).
The PBCom Home Loan requirements differ among locally-employed individuals, self-employed individuals, and OFWs. Here is a guide on the documents that you must prepare and submit to apply for the loan offer:
Locally-Employed
- completely filled-out PBCom Home Loan Application Form
- payment ledger/Purchase Information Sheet/Contract to Sell
- two (2) valid IDs of borrower & co-maker / Attorney-in-fact
- Marriage Contract, if applicable
- Certificate of employment payslips/Income Tax Return
Self-Employed
- completely filled-out PBCom Home Loan Application Form
- payment ledger/Purchase Information Sheet/Contract to Sell
- two (2) valid IDs of borrower & co-maker / Attorney-in-fact
- Marriage Contract, if applicable
- Trade References – please ensure business name is provided
- Latest 3 months Bank Statement
- Latest Income Tax Return w/ Audited Financial Statements
Overseas Filipino Worker (OFW)
- completely filled-out PBCom Home Loan Application Form
- payment ledger/Purchase Information Sheet/Contract to Sell
- two (2) valid IDs of borrower & co-maker / Attorney-in-fact
- Marriage Contract, if applicable
- Certificate of employment / payslips / Latest proof of remittances
