Guide on PBCom Personal Cash Loan Fees You Must Be Prepared Of
PBCOM PERSONAL CASH LOAN – Here is a list of the fees you must be aware of before applying for a loan to the Philippine Bank of Communications (PBCom).
Among the entities that you can turn to in times of financial emergencies are the banks. Many banks in the Philippines have cash loan offers that can help you in your financial need.
Cash loans are usually sought by a lot of people because of the flexibility of the purposes they serve. You may apply for it to make ends meet, to purchase an appliance, to travel, to fund a project, etc.
One of the banks in the Philippines with a cash loan offer is the Philippine Bank of Communications. It is more commonly called as PBCom.
Who may apply for the cash loan offer of PBCom? To be eligible to apply for the said loan offer, the applicant must be:
- between 21 to 65 years old but not more than 65 years old upon the loan maturity
- a Filipino citizen or a foreign citizen residing in the Philippines
- employed or self-employed (earning at least Php 35,000 monthly)
Do you want to check on the loanable amounts under it? Feel free to visit – PBCom Personal Cash Loan – How Much You Can Borrow Under It.
PBCom Personal Cash Loan Fees in Applying & During Loan Term:
- Processing Fee – PHP 2500.00 Deducted from loan proceeds or paid over the counter
- Documentary Stamp – PHP 1.50 for every Php 200 of the loan amount or a fraction thereof
- Late Payment Fee – PHP 500 or 3% of instalment amount due, whichever is higher
- Returned Check Fee – PHP 1,000.00 per check
- Closure Handling Fee – PHP 800.00 or 5% of the Total Outstanding Balance, whichever is higher
- Manager’s Check – PHP 50.00
Are you planning to apply for the said loan offer? You may visit – PBCOM PERSONAL LOAN – How To Apply & Requirements In Applying For PBCom Personal Loan.
Thank you for visiting our website. We hope we have helped you with regards to this PBCom offer. You may keep coming back for more informative guides.
READ ALSO: PBCOM Bank Loans – Full List of Loanable Amounts Under Each Loan