Guide on PBCom Home Loan Fees & Charges Applicants Must Be Prepared Of
PBCOM HOME LOAN FEES – Here is a list of the charges in applying for the Home Loan offer of the Philippine Bank of Communication (PBCom).
One of the best things to possess is a residential property of your own. It may be a house and lot, a condominium unit, a townhouse, or even a vacant lot where you can build your dream house sooner.
Also, a residential property is an excellent investment. Truths be told that the price of lot goes an upward trend. You may also use a lot in several purposes to grow your money.
However, not everyone is prepared to purchase a lot or a residential property in a one-time full payment. It would need a huge amount of money. Meanwhile, there are options to do it in monthly amortizations – like loans.
One of the banks with a Home Loan offer is the Philippine Bank of Communications. More commonly called as PBCom, it has opened its offer to several purposes such as the following:
- purchase of a house and lot
- buying a townhouse
- purchase of a condominium unit
- purchase of a vacant lot
- refinancing of an existing home loan
- reimbursement of a residential property purchase
- financing of home construction
There are qualifications in applying for this loan offer. To check if you are qualified, you may visit – PBCom Home Loan: Who Are Qualified To Apply For This Loan Offer.
With regards to the loanable amounts under this offer, you may visit this page to check on how much you may borrow – PBCom Home Loan Loanable Amounts – How Much You Can Borrow?.
There are PBCom Home Loan fees and charges that you must be prepared of in applying for this loan offer. Here is a list of them:
- Upfront appraisal fee
- Php 3,500.00 if within Metro Manila
- Php 5,000.00 if outside Metro Manila
- Real Estate Mortgage Fees
- DST on Real Estate Mortgage – Php20 for the first Php5,000 & Php10 for the succeeding Php5,000 or a fraction thereof, based on loan amount
- DST on PN – Php1 for every Php200 or a fraction thereof, based on loan amount
- Registration Fee
- Notarial Fee
- Processing Fee – Php 5,000.00
- Cancellation Fee
Are you interested to apply for the PBCom Home Loan offer? You may visit – Apply PBCom Home Loan – How To Apply & Requirements To Prepare.
Thank you for visiting our website. We hope we have helped you with regards to this PBCom loan offer. You may keep coming back for more informative guides.
READ ALSO: PBCOM PERSONAL LOAN – How To Apply & Requirements In Applying For PBCom Personal Loan