Planning to Apply for PNB Salary Loan But Hesitant As Guarantor May Be Needed?
PNB SALARY LOAN – Here is a guide on whether a guarantor is needed or not in applying for the said loan offer of PNB Savings Bank.
Are you looking for some financial assistance as you can foresee that your budget will not make it to the next payday? Or you need some extra cash to fulfill a longtime goal?
There are several options that are on the surface. You may apply for a loan to a bank like the PNB Savings Bank, a subsidiary bank of the Philippine National Bank (PNB).
The PNB Salary Loan is a multi-purpose loan offer for the employees of the accredited companies. You may apply for it to make ends meet, to purchase an appliance, to pay for the water and electricity bills, to travel, etc.
The main eligibility qualification in applying for the PNB Salary Loan is the company accreditation. You do not need a guarantor in applying as your company is accredited and you comply with the application process and the documents to be submitted.
For the company accreditation, the bank has prepared a list of requirements. Employers must submit the following:
- Company Profile
- SEC or DTI Registration, Articles of Incorporation, By-Laws and updated General Information Sheet
- Business Permit
- BIR-stamped Audited Financial Statements and Income Tax Returns for the past three (3) years
- A Board Resolution (for corporations) or Resolution of Partners (for partnerships) authorizing the:
- Application for accreditation under the Multi-Purpose Loan Program and,
- Execution of the Memorandum of Agreement (MOA)
- Signature card containing the specimen signature of the company’s authorized signatories to all documents pertaining to MPL
Do you want to apply for the said PNB Savings Bank loan offer? You may visit – PNB MULTIPURPOSE LOAN – How To Apply for the PNB Savings Bank Loan Offer.
Thank you for visiting our website. We hope we have helped you with regards to this matter. You may keep coming back for more informative guides.
READ ALSO: PNB SAVINGS LOANS – List of Loanable Amounts Under PNB Savings Bank Loans
I am interested….I have a small eatery business….I would like to enlarge it by selling prime commodities on retail prices.
But my I.D is are already expired.The only identification I have now is my voter’s affidavit.