Guide on the PNB Cash Loan 2025 Features & Application
PNB CASH LOAN 2025 – The Philippine National Bank crafted a Personal Loan with excellent features for your financial needs.
Undeniably, financial solutions are among the most common needs of many people from time to time. In fact, it happens not only among individuals who are low-earners but even those who have huge savings in their bank accounts. There are projects that might get you to find extra cash, isn’t it? Meanwhile, there are entities that you can turn to.
In the country, there are banks that are ready to help out the qualified individuals in different situations through their loan offers. One of these banks is the Philippine National Bank, more commonly called PNB, which is trusted by millions of Filipinos not only in the country but as well as abroad.
The Philippine National Bank does not just offer different types of bank accounts but as well as loans and credit cards. One of the loan offers of the bank is the Personal Loan, a multi-purpose loan offer that is also called the PNB cash loan.
Under the cash loan offer, you may apply for it to make a new purchase, travel, host an event, boost your business capital, etc. It is ready to fund purposes under any of the following as well:
- Medical expenses
- Education/Tuition Fee
- House renovation
- Purchase of appliances, furniture, and other household needs
- Vacation trips
- Other personal needs
Under the PNB cash loan offer, the loanable amounts may vary depending on certain factors like the income of the borrower which would determine his/her capacity to pay. Meanwhile, the bank has provided the range of the borrowing amounts allowed by the financial entity under the loan offer:
- Minimum Loanable Amount — Php 10,000
- Maximum Loanable Amount — Php 2 million
With regards to the loan repayment terms, it depends on the amount borrowed by the loan applicant. If the loan is below Php 500,000, the borrower may choose to repay it in 3, 6, 12, 18, 24 or 36 months.
If the loan amount is Php 500,000 and above, the maximum loanable amount is 60 months. All loan applications are subject to the approval of the lender.
How much is the interest rate under the PNB cash loan offer? According to the bank, the monthly add-on interest rate is from 1% to 2%. The loan proceeds will be credited to the nominated PNB account.
The Personal Loan is open for both employed and self-employed individuals who qualify to the offer. There are requirements for the PNB cash loan application that must be submitted to apply for the offer.