PNB CREDIT CARD FEES: List of Fees Under PNB Credit Card

Guide on the List of the PNB Credit Card Fees

PNB CREDIT CARD FEES – Here is a list of the fees and charges under the credit card offer of the Philippine National Bank.

One great way to prepare for the unexpected things and events now is through applying for a credit card. You can use it in the face of financial insufficiency like emergencies. A lot of banks offer credit cards.

One of the banks in the Philippines that offer credit cards to the public is the Philippine National Bank. Are you planning to apply for PNB Credit Card?

When it comes to credit cards, the PNB has a lot to offer including the following:

• PNB PAL Mabuhay Miles World MasterCard
• PNB Visa
• PNB UnionPay
• PNB Essentials MasterCard
• PNB Platinum MasterCard

In applying for a credit card, among the things that applicants should consider and look into to avoid future monetary problems are the fees and charges.

On its official website, the Philippine National Bank has generously posted the list of the fees and charges under the PNB credit card. Here is it:

• Account Maintenance Fee – P200 for Peso account (US $5 for Dollar account) or the amount equivalent to the Credit Balance, whichever is lower
• Advance Card Renewal Request Fee – Php 750.00
• Card Replacement Fee – Php 400.00
• Cash Advance Fee – 5% of CA amount for Peso or 2% for Dollar + transaction fee of P100 (Peso) or US$3 (Dollar)
• Certification Fee
  • Full Settlement of Account – Php 200.00
  • Good Credit Standing – Php 300.00
  • Card Replacement Issuance – Php 300.00
• Credit Card Rate – Depends on Mastercard, Visa, or UnionPay’s conversion rate of the day
• Finance Charge – 3.25% for Peso (for World MC: as low as 2.7% depending on outstanding balance) and 2.5% for Dollar
• Foreign Currency Transactions Service Fee – 2.50% of Mastercard/Visa/UnionPay’s conversion rate of the day
• Late Payment Fee – 7% (Peso) or 5% (Dollar) of unsettled minimum amount due
• Lost Card Fee – Php 400.00
• Overlimit Fee – Php 300.00 or US 10.00
• Payment Processing Fee – Php 40.00
• Payment Transfer Fee – Php 300.00 or US 10
• Refund Fee – Php 300.00 or US $10 (credit to PNB account); Php 500.00 or US $10 plus Dollar remittance fee (credit to non-PNB account; for Dollar – remittance fee depends on amount)
• Returned Check Fee – Php 1,000 for Peso account or US $10 for Dollar account
• Sales Slip Retrieval Fee – Php 400.00 or US $15 (per Sales Slip)
• SOA Retrieval Fee – Php 50.00 per statement

To start your application, you may download the PNB application form online –https://www.pnbcards.com.ph/images/forms/OnePager%20Application%20Form_Omnibus_NOV2018.pdf.