List of PSBank Auto Loan Requirements for Application You Must Prepare
PSBANK AUTO LOAN REQUIREMENTS 2024 – Here are the documents that the Philippine Savings Bank requires in applying for the loan offer.
Nowadays, you can have a car of your own even without paying for it under a one-time cash payment. It is possible through an auto loan and several banks and lending companies in the Philippines have the said offer.
In the Philippines, one of the banks that you may turn to for an Auto Loan is the Philippine Savings Bank or more popularly called PSBank. Aside from the PSBank Home Loan, the bank also has the Auto Loan which is open to finance both the purchase of a brand new and pre-owned vehicle. One of its major benefits is that it lets you earn when you make advance payments.
Under the PSBank Auto Loan offer, you can really lower your loan amount by making advanced payments which can give you discounts. You may also shorten the loan to lower the loan amount. The loan application can be approved in as fast as 24 hours.
What are the PSBank Auto Loan requirements for application? The offer is open for both employed and self-employed individuals and the lists of the required documents vary among the salaried and non-salaried individuals. There is also a separate list of requirements for corporations.
If you are employed, here are the documents that you must prepare and submit to the Philippine Savings Bank to apply for the loan offer:
- duly-accomplished PSBank Auto Loan Application Form
- Certificate of Employment
- Income Tax Return (ITR)
- Copy of valid IDs (government-issued with photo and signature)
For self-employed individuals, here are the documentary requirements needed in applying for the loan offer:
- duly-accomplished PSBank Auto Loan Application Form
- Business Registration
- Corporate Papers
- Financial Statements
- Income Tax Return (ITR)
- Copy of valid IDs (government-issued with photo and signature)
The loan application is also open for corporation, thus, businesses may apply for it, too. Here are the PSBank Auto Loan requirements for applicants which are corporations:
- duly-accomplished PSBank Auto Loan Application Form
- Business Registration
- Corporate Papers
- Financial Statements
- Income Tax Return (ITR)
- Copy of valid IDs of authorized signatories