Features of RCBC Visa Infinite Credit Card & the Application Requirements
RCBC VISA INFINITE CREDIT CARD — You can enjoy shopping, travel, and rewards all in one card under this Rizal Commercial Banking Corp. offer.
Are you looking for a credit card that is packed with amazing benefits for individuals who love to shop and travel? There are offers that can help you earn rewards from your spending. One of the entities that you may turn to is Rizal Commercial Banking Corporation.
More popularly called RCBC, the Rizal Commercial Banking Corporation has several offers for the public. Aside from the loans which include the RCBC Home Loans and the RCBC Personal Loan, the bank also has multiple credit card offers.
One of the credit card offers of the bank is the RCBC Visa Infinite Credit Card. It lets the cardholders enjoy shopping, travel, and rewards in one.
Here are the amazing benefits and features that await the cardholders:
- enjoy 100,000 Welcome Rewards Points and reward points for every Php 30 spend
- enjoy installment options on your purchases for up to 36 months
- get 3x Rewards Points on local online purchases
- get 5x Rewards Points on overseas in-store and online purchases
- monitor your account conveniently with real-time SMS advisories on your credit card spending
- receive 20,000 BONUS Rewards Points every year with your accumulated 12 months spend of at least Php 1,000,000 and full payment of the Annual Membership Fee
- make real-time payments and fund transfers anytime through your RCBC Visa Infinite Credit Card
- enjoy hassle-free and rewarding bill payments
- access to Balance Conversion feature which allows the cardholders of RCBC Visa Infinite Credit Card to convert statement outstanding balance to installment
- worry-free 0% installment for up to 36 months
- enjoy access to cash loan for your future plans
- avail the option of consolidating your credit card bills
- enhanced credit card security with the EMV Chip Technology and insurance for your online purchases through RCBC Visa Infinite Credit Card
- OTP or One-Time Password required for online purchases for enhanced credit card use protection
- enjoy access to world-class airport lounges
- 0% interest on installment on purchases abroad using your RCBC Visa Infinite Credit Card
- FREE Travel Insurance and Purchase Protection
- enjoy worldwide acceptance of your credit card
With regards to the fees, the principal membership fee is Php 6,000 per year. Each supplementary card is at Php 3,000 membership fee annually. The credit card application is open for individuals who meet the following qualifications:
- 21-65 years old to qualify as a Principal Cardholde
- 13-65 years old to qualify as a Supplementary Cardholder
- must have a mobile number and landline in your place of work
The RCBC Visa Infinite Credit Card is open for both employed and self-employed individuals. With regards to the documents required in applying for the credit card offer, here are the requirements set by the bank for application:
Employed Applicants
- duly-accomplished and signed RCBC Credit Card Application Form
- copy of one (1) valid ID with photo and signature
- copy of any proof of income:
- Latest Income Tax Return and/or W2 with BIR or Bank Stamp
- Latest payslip stating monthly salary
- Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
- Latest bank statement showing the salary credit for the month
Self-Employed, Proprietors, and Businessmen Applicants
- duly-accomplished and signed RCBC Credit Card Application Form
- copy of one (1) valid ID with photo and signature
- copy of any proof of income:
- Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp
- Latest bank statement showing cash credits/sales receipt for the month