RCBC Black Card Platinum Mastercard — Enjoy this Highly-Prestigious Credit Card

Features of RCBC Black Card Platinum Mastercard & the Application Requirements

RCBC BLACK CARD PLATINUM MASTERCARD — Rizal Commercial Banking Corp. packed this credit card with prestigious features and benefits.

Nowadays, there are several credit card offers out there but many people are still hesitant because of the experience of other people. Actually, with the right amount of discipline in using a credit card, there are several benefits and privileges for the cardholders.

RCBC
Photo Credit: Bilyonaryo

In the Philippines, one of the trusted credit card-providing entities is Rizal Commercial Banking Corporation or more popularly called RCBC. It is one of the biggest banks in the country with several branches across the nation.

The bank does not only offer several RCBC loans but as well as credit card offers. One of the credit cards that you may apply for is the RCBC Black Card Platinum Mastercard.

RCBC Black Card Platinum Mastercard

The RCBC Black Card Platinum Mastercard has excellent features and privileges for the cardholders. Here is a guide on what awaits the credit cardholders of this type of finance product:

  • earn flexible, non-expiring Rewards Points which you can exchange for Shopping Vouchers, AIRMILES, Cash Credit to your RCBC Credit Card, Cash Rebates, Deposit to your RCBC account, or Donation to a charitable institution
  • available in Peso and Dollar variants
  • enjoy installment options on your purchases for up to 36 months
  • monitor your account conveniently with real-time SMS advisories on your credit card spending
  • make real-time payments and fund transfers anytime through your RCBC Black Card Platinum Mastercard
  • enjoy hassle-free and rewarding bill payments
  • access to Balance Conversion feature which allows the cardholders of RCBC Black Card Platinum Mastercard to convert statement outstanding balance to installment
  • worry-free 0% installment for up to 36 months
  • enjoy access to cash loan for your future plans
  • Free-for-life Supplementary Cards (maximum of 5)
  • avail the option of consolidating your credit card bills
  • enhanced credit card security with the EMV Chip Technology and insurance for your online purchases through RCBC Black Card Platinum Mastercard
  • OTP or One-Time Password required for online purchases for enhanced credit card use protection
  • enjoy access to world-class airport lounges
  • 0% interest on installment on purchases abroad using your RCBC Black Card Platinum Mastercard
  • enjoy worldwide coverage of up to US$200 for your international and local purchases
  • FREE Travel Insurance and Purchase Protection
  • enjoy worldwide acceptance of your credit card

The Rizal Commercial Banking Corporation implements a membership fee of Php 3,600 annually for the principal credit cards. With regards to the supplementary credit cards, the bank waives the membership fee of Php 1,800.00 per year for the first five supplementary cards.

Here are the qualifications in applying for the RCBC Black Card Platinum Mastercard offer:

  • 21-65 years old to qualify as a Principal Cardholde
  • 13-65 years old to qualify as a Supplementary Cardholder
  • must have a mobile number and landline in your place of work

The RCBC Black Card Platinum Mastercard application is open for both salaried and non-salaried individuals. Here are the documents required by the bank in applying for the credit card offer:

Employed Applicants

  • duly-accomplished and signed RCBC Credit Card Application Form
  • copy of one (1) valid ID with photo and signature
  • copy of any proof of income:
    • Latest Income Tax Return and/or W2 with BIR or Bank Stamp
    • Latest payslip stating monthly salary
    • Original Certificate of Employment (COE) with annual income details and signed by authorized Human Resources Group signatory. COE must not be more than six (6) months old
    • Latest bank statement showing the salary credit for the month

Self-Employed, Proprietors, and Businessmen Applicants

  • duly-accomplished and signed RCBC Credit Card Application Form
  • copy of one (1) valid ID with photo and signature
  • copy of any proof of income:
    • Latest Audited Financial Statement (AFS) with BIR or Bank Stamp and latest Income Tax Return (ITR) and/or W2 with BIR or Bank Stamp
    • Latest bank statement showing cash credits/sales receipt for the month

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