Check Here the RCBC Personal Loan Requirements 2025 for Application
RCBC CASH LOAN REQUIREMENTS 2025 – If you are self-employed, here are the documents you must submit to Rizal Commercial Banking Corp. in applying for the loan offer.
Are you a self-employed individual who is looking for a financial access? Whether it is to fund a single purpose or multiple financial needs, one of the trusted entities that you may turn to is the Rizal Commercial Banking Corporation.
More popularly called RCBC, the Rizal Commercial Banking Corporation is operating in the Philippines for more than six (6) decades now and has earned the trust of millions of Filipino people not only in the country but as well as abroad. It has offers not only for the employed individuals but as well as the self-employed ones.
With regards to the personal financial products offered by the bank, aside from the credit card offers which include the RCBC Classic JCB Credit Card, it also has loan offers which include the RCBC Personal Loan. It is a multi-purpose loan offer and you can check the RCBC Personal Loan requirements below.
If you are self-employed, there are different lists of qualifications as well as RCBC Personal Loan requirements for application. For non-salaried loan applicants, here is the eligibility criteria that should be met to qualify for the loan offer:
- at least 21 years old upon the loan application
- at most 70 years old upon loan maturity
- business profitably operating for at least 2 years
- should be carded or/ with credit history
- proof of income (3 months Bank statements) RCBC and/or with other banks
With regards to the RCBC Personal Loan requirements pertaining to the documents that you need to prepare and submit, here are the documents that you need to submit to the bank:
- duly-accomplished and signed RCBC Personal Loan Application Form
- copy of one (1) valid government issued ID
- copy of any proof of income:
- Latest Income Tax Return (ITR) with BIR stamp/Form 2316
- Certificate of Employment and Income
- Latest 1-Month Payslip
There are also additional RCBC Personal Loan requirements in some cases for self-employed loan applicants. You may check on the following:
- For Sole Proprietorship: Mayor’s Permit or DTI registration
- For Partnership: Articles of Partnership, Certificate of SEC Registration and General Information Sheet (GIS), if applicable
- For Corporation: Articles of Corporation and By-Laws, Certificate of SEC Registration and General Information Sheet (GIS) Other Bank Statement of Account
Are you fond of shopping? The Rizal Commercial Banking Corporation also offers the RCBC Zalora Credit Card.