Robinsons Bank House Construction Loan 2025 — Build Your Dream House Now!

Guide on the Robinsons Bank House Construction Loan 2025 Features & Application

ROBINSONS BANK HOUSE CONSTRUCTION LOAN 2025 – The Robinsons Bank is ready to help you and your family build your dream house.

Do you have a picture of your dream house in your mind ever since you were a kid? How many rooms do you want? Will there be a lanai? A swimming pool? How many storeys do you want? You don’t have to wait for years for the construction of your dream house, there are loan providers that are ready to help you.

In the Philippines, one of the loan-providing entities that is ready to finance a house construction is the Robinsons Bank. It is a trusted and reputable bank in the country with several finance product offers. It offers bank accounts of different types, credit and debit cards, loans, and many other services.

With regards to the loan offers of the bank, aside from the Robinsons Bank Auto Loan offer, another loan offer of the bank is the Robinsons Bank House Construction Loan. It is open for Filipinos who are at least 21 years old but not more than 65 y/o upon loan maturity and foreigner with appropriate Alien Certificate of Registration.

How much you may borrow under the loan offer? The loanable amount varies depending on the developer of the property. Here is a guide on how much you may borrow:

• Up to 90% of total contract price (Accredited Developers)
• Up to 80% of appraised value (Non-Accredited Developers)

The Robinsons Bank House Construction Loan repayment is up to 20 years for locally-employed borrowers and up to 15 years for OFW and self-employed. With regards to the interest rate, it is dependent on the loan term. Here’s a guide:

Are you interested to apply for the Robinsons Bank House Construction Loan offer? The documentary requirements vary depending if the client is locally-employed, self-employed, or an overseas Filipino worker (OFW). Here’s a guide:

Locally-Employed

• duly-accomplished and signed Robinsons Bank Loan Application Form
• at least 1 Government Issued ID
• Marriage Contract (if applicable)
• Latest Copy of Certificate of Employment indicating salary, position, and length of employment
• Latest Payslips
• Building Plans, Specification and Floor Plans
• Bill of Materials

Self-Employed

• duly-accomplished and signed Robinsons Bank Loan Application Form
• at least 1 Government Issued ID
• Marriage Contract (if applicable)
• ITR for the last three (3) years
• Audited Financial Statements for the past three (3) years
• Business Registration Documents (DTI, Mayor’s permit, etc)
• PRC ID (For Professionals)
• Building Plans, Specification and Floor Plans
• Bill of Materials

Self-Employed Professionals

• duly-accomplished and signed Robinsons Bank Loan Application Form
• at least 1 Government Issued ID
• Marriage Contract (if applicable)
• ITR for the last three (3) years
• Audited Financial Statements for the past three (3) years
• Business Registration Documents (DTI, Mayor’s permit, etc)
• PRC ID (For Professionals)
• Building Plans, Specification and Floor Plans
• Bill of Materials

Overseas Filipino Workers (OFWs)

• duly-accomplished and signed Robinsons Bank Loan Application Form
• at least 1 Government Issued ID
• Marriage Contract (if applicable)
• Latest employment contract of employment
• Latest Working Visa
• Latest Payslips or remittance slips
• Special Power of Attorney (Bank Format)
• Consularized copy may be required if issued abroad
• Building Plans, Specification and Floor Plans
• Bill of Materials

There are also collateral documents that are part of the requirements in applying for the Robinsons Bank House Construction Loan offer. Here’s a guide on the collateral requirements: