Guide on the Robinsons Bank Refinancing Loan 2025 Features & Application
ROBINSONS BANK REFINANCING LOAN 2025 – The Robinsons Bank is ready to finance the transfer of an existing Housing Loan.
In the Philippines, many people have acquired a residential property through the housing loan offers of the different entity. However, truth be told that there are times when the interest rates under a loan offer is really high compared with the interest rates offered by the other entities that you get to change your mind while paying for the loan.
In the Philippines, one of the trusted entities that offer a housing loan is the Robinsons Bank. It actually has several loan offers which include the Robinsons Bank Housing Loan for the financing of a residential property purchase.
The bank also offers Robinsons Bank Refinancing Loan which is ready to refinance the existing home loans of qualified applicants. You can check its details below.
The Robinsons Bank Refinancing Loan offer is open for Filipino individuals who are at least 21 years old but not more than 65 y/o upon loan maturity and foreigner nationals with appropriate Alien Certificate of Registration (ACR).
The loanable amounts under the loan offer is on a case-to-case basis. With regards to the interest rates under the offer, here are the interest rates based on the loan term:
| Tenor | Rate |
| 1 year | 7.00% |
| 2 years | 7.25% |
| 3 years | 7.75% |
| 4 to 5 years | 8.25% |
| 10 years | 9.25% |
| 15 years | 10.00% |
With regards to the loan term, the loan can be repaid for up to 20 years for locally-employed individuals and up to 15 years for self-employed individuals and overseas Filipino workers (OFWs).
What are the documents required in applying for the Robinsons Bank Refinancing Loan offer? Here are the requirements set by the bank for locally-employed individuals and self-employed individuals, professionals, and overseas Filipino workers (OFWs):
Locally-Employed
- duly-accomplished and signed Robinsons Bank Loan Application Form
- at least 1 Government Issued ID
- Marriage Contract (if applicable)
- Latest Copy of Certificate of Employment indicating salary, position, and length of employment
- Latest Payslips
- Latest statement of account for mortgagee bank/institution
- Latest history of payments
Self-Employed
- duly-accomplished and signed Robinsons Bank Loan Application Form
- at least 1 Government Issued ID
- Marriage Contract (if applicable)
- ITR for the last three (3) years
- Audited Financial Statements for the past three (3) years
- Business Registration Documents (DTI, Mayor’s permit, etc)
- PRC ID (For Professionals)
- Latest statement of account for mortgagee bank/institution
- Latest history of payments
Self-Employed Professionals
- duly-accomplished and signed Robinsons Bank Loan Application Form
- at least 1 Government Issued ID
- Marriage Contract (if applicable)
- ITR for the last three (3) years
- Audited Financial Statements for the past three (3) years
- Business Registration Documents (DTI, Mayor’s permit, etc)
- PRC ID (For Professionals)
- Latest statement of account for mortgagee bank/institution
- Latest history of payments
Overseas Filipino Workers (OFWs)
- duly-accomplished and signed Robinsons Bank Loan Application Form
- at least 1 Government Issued ID
- Marriage Contract (if applicable)
- Latest employment contract of employment
- Latest Working Visa
- Latest Payslips or remittance slips
- Special Power of Attorney (Bank Format)
- Consularized copy may be required if issued abroad
- Latest statement of account for mortgagee bank/institution
- Latest history of payments
Aside from the said loan offer, the bank also has the Robinsons Bank Motorcycle Loan offer for individuals who want to purchase bikes under a loan offer.