Robinsons Bank Home Equity Loan 2025: Get Access to Funds You Need through your House

Guide on the Robinsons Bank Home Equity Loan 2025 Features & Application

ROBINSONS BANK HOUSING LOAN 2025 – Are you looking for an excellent loan that can help you achieve your other dreams in life after you got your dream house?

Nowadays, a lot of people prioritized getting their dream house early so they can already enjoy the benefits of living under a roof you can call your own. However, truth be told that paying for a house or using all your savings for the lot purchase and the house construction may greatly delay your other goals. Meanwhile, there are entities that are ready to help you get your other goals in life.

One of the loan-providing entities that can help you achieve your other goals in life while you enjoy the benefit of living under your own roof is the Robinsons Bank. It is one of the trusted banks in the country with countless clients that avail its different offers.

The Robinsons Bank got savings accounts, cards of different types, as well as loans. With regards to its loan offers, aside from the Robinsons Bank Housing Loan, the bank also has the Robinsons Bank Home Equity Loan.

The Robinsons Bank Home Equity Loan is open for Filipino individuals who are at least 21 years old but not more than 65 y/o upon loan maturity. The loan offer is also open for foreigner with appropriate Alien Certificate of Registration.

With regards to the loanable amounts, as stated by the bank, it is dependent if the developer is accredited or not. The value of the residential property is surely the main consideration with regards to the loanable amounts.

• Up to 90% of total contract price (Accredited Developers)
• Up to 80% of appraised value (Non-Accredited Developers)

How much is the interest rate? It is dependent on the loan term. Here’s a guide:

• Up to 20 years for locally employed
• Up to 15 years for OFW and self-employed

What are the requirements in applying for the Robinsons Bank Home Equity Loan offer? It depends if you are locally-employed, self-employed, a professional, or an overseas Filipino worker (OFW).

Here is a guide on the documentary requirements for the Robinsons Bank Auto Loan application:

Locally-Employed

• duly-accomplished and signed Robinsons Bank Loan Application Form
• at least 1 Government Issued ID
• Marriage Contract (if applicable)
• Latest Copy of Certificate of Employment indicating salary, position, and length of employment
• Latest Payslips

Self-Employed

• duly-accomplished and signed Robinsons Bank Loan Application Form
• at least 1 Government Issued ID
• Marriage Contract (if applicable)
• ITR for the last three (3) years
• Audited Financial Statements for the past three (3) years
• Business Registration Documents (DTI, Mayor’s permit, etc)
• PRC ID (For Professionals)

Self-Employed Professionals

• duly-accomplished and signed Robinsons Bank Loan Application Form
• at least 1 Government Issued ID
• Marriage Contract (if applicable)
• ITR for the last three (3) years
• Audited Financial Statements for the past three (3) years
• Business Registration Documents (DTI, Mayor’s permit, etc)
• PRC ID (For Professionals)

Overseas Filipino Workers (OFWs)

• duly-accomplished and signed Robinsons Bank Loan Application Form
• at least 1 Government Issued ID
• Marriage Contract (if applicable)
• Latest employment contract of employment
• Latest Working Visa
• Latest Payslips or remittance slips
• Special Power of Attorney (Bank Format)
• Consularized copy may be required if issued abroad