Guide on Robinsons Bank Business Loan 2025 Features & Application
ROBINSONS BANK BUSINESS LOAN 2025 – You can have an access to that much-needed boost in your working capital for your business.
Many people venture the business field after a lot of individuals were able to achieve massive financial success in life because of a successful business. There is nothing wrong with that but you need to prepare a lot — most especially in studying your business and having enough working capital to get it to the next level.
Meanwhile, nowadays, you don’t just have to rely on whatever money you have for the working capital. You don’t even have to sold your pride just to get investors. If you have an excellent qualification, you may turn to business loans. One of the trusted providers of this kind of loan is the Robinsons Bank.
The Robinsons Bank is one of the reputable bank that operate in the Philippines for several years now. It does not only have savings account offers but as well as several kinds of loans. Aside from the Robinsons Bank Auto Loan and the Robinsons Bank Motorcycle Loan, the bank also has the Robinsons Bank Business Loan offer.
The Robinsons Bank Business Loan is also called the “Go! Small Biz” loan offer. It is open to finance any of the following purposes:
- Additional working capital requirements / purchase of inventories
- Business Expansion
- Purchase of machineries and equipment
- Loan take-out from other banks
- Acquisition of land or property
- Start-up business (Franchising)
Under the Robinsons Bank Business Loan offer, you may borrow at least Php 500,000.00 up to Php 20,000,000.00. The loan term available is from one (1) year up to 10 years. The loan offer is open for employed individuals, sole-proprietorship, partnership, and corporation.
For an employed individual to qualify to the loan offer, he/she must be “permanent/Regular employee for at least one (1) year with the current employer and Continuity of employment is at least three (3) years”.
In the case of sole-proprietorship, partnership, and corporation that want to apply for the loan, it must be “operating for more than 3 years and latest 3 years should be profitable”. Here are the requirements in applying for the Robinsons Bank loan offer:
Employed Individual
- Completed SBL Application Form
- Certificate of Employment (COE) (indicating income details, tenure and employment status)
- Latest one (1) year ITR with stamped received
- Latest one (1) month payslip
- Photocopy of two (2) valid IDs with specimen signature
- Last six (6) months bank statement or copy of passbook
- Latest proof of billing (utility bill, credit card bill, etc.)
- Collateral Documents (Copy of TCT/CCT, Tax declaration and location plan/vicinity map)
Self-Employed Individual
- Completed SBL Application Form
- Business Papers ( DTI/SEC Registration, Mayor’s Permit, Articles of Partnership/Incorporation, By-Laws, General Information Sheet)
- Last three (3) years of Income Tax Return (ITR) and Audited Financial Statement (AFS)
- Last six (6) months bank statement or copy of passbook
- Photocopy of two (2) valid IDs with specimen signature
- Latest proof of billing (utility bill, credit card bill, etc.)
- List of at least three (3) major supplier and customer
- Collateral Documents (Copy of TCT/CCT, Tax declaration and location plan/vicinity map)