Guide on the Robinsons Bank Auto 2026 Loan Features & Requirements for Application
ROBINSONS BANK AUTO LOAN 2026 – Enjoy driving your dream car soon while paying for low monthly installments through the offer of Robinsons Bank.
Are you excited to drive your own car soon? You don’t anymore have to wait for years so you can save up for the car of your dreams. There are some trusted and reputable entities that you may turn to just like the Robinsons Bank.
The Robinsons Bank is one of the trusted loan providers in the country that is offering several different types of loans to the public. Aside from the Robinsons Bank Motorcycle Loan, the trusted bank also has the Robinsons Bank Auto Loan that can finance the purchase of your dream car whether it is a brand new car or a pre-owned vehicle.
The loanable amounts under the offer varies depending on the age of the vehicle that you wish to purchase under the Robinsons Bank Auto Loan offer. Here is a guide to check how much you may borrow from the bank for your car purchase:
- Brand New – Up to 80% of Net Cash Price
- Used Cars – Up to 70% of appraised value
It is important to know that the bank requires a downpayment — like what most car loan-providing banks do. Under the Robinsons Bank Auto Loan offer, the bank requires a downpayment that is equivalent to 20% of the Standard Retail Price (SRP) of the car. The minimum loan term allowed for the loan repayment is 12 months but the maximum term depends on the age of the car:
- Brand New – 60 months
- Used Cars – 48 months
With regards to the interest rate under the offer, here is a guide:
| Tenor | Add-On Rate (AOR) | One Month Advance (OMA) |
|---|---|---|
| 12 months | 5.02% | 4.31% |
| 18 months | 7.20% | 6.46% |
| 24 months | 10.47% | 9.67% |
| 36 months | 16.48% | 15.56% |
| 48 months | 22.38% | 21.40% |
| 60 months | 28.76% | 27.70% |
The Robinsons Bank Auto Loan offer is open for both Filipino or foreign citizens who are at least 25 years old at the time of application. If you are employed, you must be working for at least 3 years and with current employer for at least 6 months to qualify to the loan offer. If you are self-employed, you must be operating a business that is operation for at least three (3) years already.
The Robinsons Bank Auto Loan requirements also vary. Here’s a guide:
Locally-Employed Clients
- Complete and signed Robinsons Bank Loan Application Form
- Certificate of Employment
- Income Tax Return (ITR) BIR form 2316
- Photocopy of government issued IDs
- Proof of billing
Self-Employed Clients
- Complete and signed Robinsons Bank Loan Application Form
- Latest 3 months Bank Statements
- DTI Registration
- Photocopy of government issued IDs
- Proof of billing
OFWs (Land-Based)
- Complete and signed Robinsons Bank Loan Application Form
- Certificate of Employment
- Income Tax Return (ITR) BIR form 2316
- Photocopy of government issued IDs
- Proof of billing
OFWs (Sea-Based)
- Complete and signed Robinsons Bank Loan Application Form
- Latest 3 months Bank Statements
- DTI Registration
- Photocopy of government issued IDs
- Proof of billing
Partnership or Corporations
- Complete and signed Robinsons Bank Loan Application Form
- Certificate of Employment
- Income Tax Return (ITR) BIR form 2316
- Photocopy of government issued IDs
- Proof of billing