Guide on the Robinsons Bank Refinancing Loan 2026 Features & Application
ROBINSONS BANK REFINANCING LOAN 2026 – Here are the excellent features under the offer that can refinance a home loan take-out.
There are countless home loan offers in the Philippines. Undeniably, there are instances when someone with a home loan account finds a better offer and decides to transfer the account. It is possible for loan providers which have refinancing home loans just like the Robinsons Bank.
The Robinsons Bank is one of the trusted and most popular banks in the Philippines. It is in the service of many Filipino people since November 1997. Aside from the Robinsons Bank Home Loan offer that is ready to finance a real estate property acquisition, the bank also has the Robinsons Bank Refinancing Loan offer.
The Robinsons Bank Refinancing Loan is designed to refinance the take-out of an existing home loan under another bank, a lending company, or another home loan provider. The loan offer is open for both salaried and non-salaried individuals who qualify to the eligibility criteria set by the bank.
The Robinsons Bank Refinancing Loan offer is up for Filipinos who are 21 years old and above at the time of the loan application but not more than 65 years old upon the loan maturity. Foreign nationals with appropriate Alien Certificate of Registration (ACR) may also apply for the loan offer.
The borrowing amounts under the Robinsons Bank Refinancing Loan is case-to-case basis. Meanwhile, here are the details about the interest rates implemented by the bank depending on the loan term:
| Tenor | Rate |
| 1 year | 7.00% |
| 2 years | 7.25% |
| 3 years | 7.75% |
| 4 to 5 years | 8.25% |
| 10 years | 9.25% |
| 15 years | 10.00% |
Borrowers who are locally-employed or self-employed may stretch the loan term to up to 20 years while overseas Filipino workers may repay the loan for up to 15 years. With regards to the documents required in applying for the offer, they vary and here’s a guide:
Locally-Employed
- duly-accomplished and signed Robinsons Bank Loan Application Form
- at least 1 Government Issued ID
- Marriage Contract (if applicable)
- Latest Copy of Certificate of Employment indicating salary, position, and length of employment
- Latest Payslips
- Latest statement of account for mortgagee bank/institution
- Latest history of payments
Self-Employed
- duly-accomplished and signed Robinsons Bank Loan Application Form
- at least 1 Government Issued ID
- Marriage Contract (if applicable)
- ITR for the last three (3) years
- Audited Financial Statements for the past three (3) years
- Business Registration Documents (DTI, Mayor’s permit, etc)
- PRC ID (For Professionals)
- Latest statement of account for mortgagee bank/institution
- Latest history of payments
Self-Employed Professionals
- duly-accomplished and signed Robinsons Bank Loan Application Form
- at least 1 Government Issued ID
- Marriage Contract (if applicable)
- ITR for the last three (3) years
- Audited Financial Statements for the past three (3) years
- Business Registration Documents (DTI, Mayor’s permit, etc)
- PRC ID (For Professionals)
- Latest statement of account for mortgagee bank/institution
- Latest history of payments
Overseas Filipino Workers (OFWs)
- duly-accomplished and signed Robinsons Bank Loan Application Form
- at least 1 Government Issued ID
- Marriage Contract (if applicable)
- Latest employment contract of employment
- Latest Working Visa
- Latest Payslips or remittance slips
- Special Power of Attorney (Bank Format)
- Consularized copy may be required if issued abroad
- Latest statement of account for mortgagee bank/institution
- Latest history of payments
The bank has several other loan offers. You might also like to check the Robinsons Bank Business Loan offer.