Guide on UnionBank Cash Back Visa Platinum Credit Card Features & Requirements for Application
UNIONBANK CASH BACK VISA PLATINUM CREDIT CARD – You can check here the features and requirements in applying for this offer.
In the Philippines, one of the banks with several finance product and services offers is the UnionBank. It is operating in the country for decades now and, through the years, it continued to upgrade its offers. It offers credit cards with excellent features and benefits.
The UnionBank Philippines has several personal and corporate finance product and services. Aside from its loan offers which include the UnionBank Home and the UnionBank Auto Loan, the bank has credit card offers including the UnionBank Cash Back Visa Platinum Credit Card which has the following features:
- up to 6% cash back on supermarket purchases
- up to 2% Cash Back on Meralco bill payments
- you can save as much as Php 15,000 annually by using your UnionBank Cash Back Visa Platinum Credit Card on non-Meralco and non-supermarket spend
- earn 0.20% cash back on all other purchases
- non-expiring cash back that you can use anytime
- Inhouse Installment feature that allows cardholders to pay in fixed monthly installments for a cash advance from the credit limit, the conversion of straight retail transactions, and the transfer of balances from non-UnionBank credit cards
- up to 53 days credit term with zero interest
- 24-Hour Customer Service
- up to Php 2.5 million credit insurance in case of unforeseen life events
- access to cash advance
- worldwide acceptance
- flexible payment terms as you can choose between paying only 4% of the total outstanding balance or Php 400, whichever is higher
- exclusive perks, freebies and privileges from countless partner merchants
- sharing of access with your family members through a Supplementary Card
- convenience payment of bills through your UnionBank Cash Back Visa Platinum credit card
- convert your rewards points into something you enjoy
Qualifications. The UnionBank has set a list of eligibility criteria in applying for the UnionBank Cash Back Visa Platinum credit card offer. To qualify, here are the requirements that the applicant should meet:
- at least 21 years old
- has a postpaid line or postpaid mobile phone
- a resident of the Philippines, with a valid Philippine billing address
- has a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- other bank credit card accounts in good credit standing
The documentary requirements in applying for the UnionBank Cash Back Visa Platinum credit card offer depends if you are applying as an employed or self-employed individual or as a foreign national.
Here are the requirements set by the UnionBank in applying for the credit card offer:
Employed & Self-Employed Individuals
- duly-accomplished UnionBank Credit Card Application Form
- one (1) photo-bearing, government-issued ID with identification number or date of birth
- proof of income (whichever is applicable):
- Pay Slip
- BIR Form 2316
- Original Certificate of Employment
- Latest ITR (1700 or 1701) with BIR or Bank Stamp
Foreign Nationals
- duly-accomplished UnionBank Credit Card Application Form
- photocopy of a valid passport or ACR
- Any of the following proofs of local residency:
- Immigrant Certificate of Residency (ICR)
- ACR-I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year
- Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
- Special Resident Investors Visa (SRIV)
- Special Resident Retirement Visa (SRRV)
- For top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term