Guide on UnionBank Gold Mastercard Features & Requirements for Application
UNIONBANK GOLD MASTERCARD – You can check here the features and requirements in applying for this credit card offer.
Are you looking for a credit card that can help you earn from your spends? Truth be told that spending for a lot of things is inevitable. There is a constant need to pay bills, buy the necessities, deal with unforeseen financial demands, etc. When these things come, a credit card can be an option that you can turn to.
In the Philippines, one of the credit card providers is the UnionBank. It is one of the biggest and most trusted banks in the country. It offers loans like the UnionBank Auto Loan and the UnionBank Personal Cash Loan as well as credit cards — the UnionBank Gold Mastercard being one of the most excellent offers.
The UnionBank Gold Mastercard is packed with excellent features and benefits. Here are the privileges for the cardholders of this type of credit line:
- enjoy 1% cashback on all your purchases thus there is unlimited savings for you
- accepted in over 30 million establishments and ATMs worldwide
- Inhouse Installment feature that allows cardholders to pay in fixed monthly installments for a cash advance from the credit limit, the conversion of straight retail transactions, and the transfer of balances from non-UnionBank credit cards
- up to 53 days credit term with zero interest
- 24-Hour Customer Service
- up to Php 2.5 million credit insurance in case of unforeseen life events
- access to cash advance
- worldwide acceptance
- flexible payment terms as you can choose between paying only 4% of the total outstanding balance or Php 400, whichever is higher
- exclusive perks, freebies and privileges from countless partner merchants
- sharing of access with your family members through a Supplementary Card
- convenience payment of bills through your UnionBank Gold Mastercard
- convert your rewards points into something you enjoy
Who are qualified to apply for the UnionBank Gold Mastercard offer? The bank has set only a few eligibility requirements for the credit card application such as the following:
- at least 21 years old
- has a postpaid line or postpaid mobile phone
- a resident of the Philippines, with a valid Philippine billing address
- has a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- other bank credit card accounts in good credit standing
With regards to the documents that UnionBank requires in applying for a credit card, there are varying lists for the employed and self-employed individuals and the foreign nations. Here are the requirements in applying for the UnionBank Gold Mastercard offer:
Employed & Self-Employed Individuals
- duly-accomplished UnionBank Credit Card Application Form
- one (1) photo-bearing, government-issued ID with identification number or date of birth
- proof of income (whichever is applicable):
- Pay Slip
- BIR Form 2316
- Original Certificate of Employment
- Latest ITR (1700 or 1701) with BIR or Bank Stamp
Foreign Nationals
- duly-accomplished UnionBank Credit Card Application Form
- photocopy of a valid passport or ACR
- Any of the following proofs of local residency:
- Immigrant Certificate of Residency (ICR)
- ACR-I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year
- Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
- Special Resident Investors Visa (SRIV)
- Special Resident Retirement Visa (SRRV)
- For top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term