Guide on UnionBank Miles+ Visa Signature Credit Card Features & Requirements for Application
UNIONBANK MILES+ VISA SIGNATURE CREDIT CARD – You can check here the features and requirements in applying for this offer.
A lot of people make domestic and international travels from time to time. If you are one of these individuals, it is best to have a credit card that can bring you lots of benefits. You may turn to UnionBank which has several offers.
UnionBank is not only an excellent turn-to when it comes to loans which include the UnionBank Cash Loans and the UnionBank Auto Loan but as well as credit card offers. Have you heard about the UnionBank Miles+ Visa Signature Credit Card? You can check its excellent features below.
Here are the amazing features for the cardholders of UnionBank Miles+ Visa Signature Credit Card:
- earn 1 mile for every Php 30 spend using your UnionBank Miles+ Visa Signature Credit Card
- convert your non-expiring miles to redeem airline miles or cash credits you can use
- access to selected VIP lounges around the world with FREE DragonPass Membership and two (2) complimentary visits per membership year
- up to Php 1 million insurance coverage when you charged your flight ticket to your credit card
- protection for purchases made using the credit card from accidental loss within 30 days from date of purchase
- flexible payment terms as you can choose between paying only 4% of the total outstanding balance or Php 400, whichever is higher
- up to Php 2.5 million credit insurance in case of unforeseen life events
- Inhouse Installment feature that allows cardholders to pay in fixed monthly installments for a cash advance from the credit limit, the conversion of straight retail transactions, and the transfer of balances from non-UnionBank credit cards
- up to 53 days credit term with zero interest
- sharing of access with your family members through a Supplementary Card
- 24-Hour Customer Service
- access to cash advance
- worldwide acceptance
- exclusive perks, freebies and privileges from countless partner merchants
- convenience payment of bills through your UnionBank Miles+ Visa Signature Credit Card
- convert your rewards points into something you enjoy
To qualify for the loan offer, there are only a few eligibility requirements that a credit card applicant must meet. Here are the qualifications in applying for the UnionBank Miles+ Visa Signature Credit Card:
- at least 21 years old
- has a postpaid line or postpaid mobile phone
- a resident of the Philippines, with a valid Philippine billing address
- has a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- other bank credit card accounts in good credit standing
With regards to the documents required in applying for the UnionBank Miles+ Visa Signature Credit Card, the list depends if the applicant is a Filipino or a foreign national. Here’s a guide:
Employed & Self-Employed Individuals
- duly-accomplished UnionBank Credit Card Application Form
- one (1) photo-bearing, government-issued ID with identification number or date of birth
- proof of income (whichever is applicable):
- Pay Slip
- BIR Form 2316
- Original Certificate of Employment
- Latest ITR (1700 or 1701) with BIR or Bank Stamp
Foreign Nationals
- duly-accomplished UnionBank Credit Card Application Form
- photocopy of a valid passport or ACR
- Any of the following proofs of local residency:
- Immigrant Certificate of Residency (ICR)
- ACR-I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year
- Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
- Special Resident Investors Visa (SRIV)
- Special Resident Retirement Visa (SRRV)
- For top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term