Guide on UnionBank Rewards Visa Platinum Credit Card Features & Requirements for Application
UNIONBANK REWARDS VISA PLATINUM CREDIT CARD – You can check here the features and requirements in applying for this offer.
A lot of people realized the value of having a credit card and more banks have taken the features of their offers to the next level. In the Philippines, one of the reputable credit card providers is the UnionBank.
The UnionBank is one of the banking entities that is operating in the country for several decades now. Aside from its loan offers such as the UnionBank Home Loan and the UnionBank Cash Loans, the bank got credit card offers that include the UnionBank Rewards Visa Platinum credit card which you can check the features below.
The UnionBank Rewards Visa Platinum is one of the best credit card offers of the trusted bank. Here are its benefits and features:
- earn 1 Point for every Php 30 spend using your UnionBank Rewards Visa Platinum credit card (points can be used in redeeming cash credits, gadgets, merchandise, and a lot more)
- enjoy up to 3x points when you shop and dine using your credit card locally and internationally
- enjoy the credit card features right away through the Virtual Card for shopping even if your physical card has yet to arrive
- auto charge of your utility bills to your UnionBank Rewards Visa Platinum credit card
- up to 53 days credit term with zero interest
- 24-Hour Customer Service
- up to Php 2.5 million credit insurance in case of unforeseen life events
- Inhouse Installment feature that allows cardholders to pay in fixed monthly installments for a cash advance from the credit limit, the conversion of straight retail transactions, and the transfer of balances from non-UnionBank credit cards
- flexible payment terms as you can choose between paying only 4% of the total outstanding balance or Php 400, whichever is higher
- access to cash advance
- worldwide acceptance
- sharing of access with your family members through a Supplementary Card
- exclusive perks, freebies and privileges from countless partner merchants
- convenience payment of bills through your UnionBank Rewards Visa Platinum credit card
With regards to the qualifications in applying for the UnionBank Rewards Visa Platinum credit card offer, here are the eligibility requirements that a credit card applicant should meet:
- at least 21 years old
- has a postpaid line or postpaid mobile phone
- a resident of the Philippines, with a valid Philippine billing address
- has a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- other bank credit card accounts in good credit standing
The credit card offer of UnionBank is open for both Filipinos and foreign nationals who are residing in the Philippines. There are varying requirements in applying for the UnionBank Rewards Visa Platinum offer and here is a guide on what you must prepare and submit to the bank:
Employed & Self-Employed Individuals
- duly-accomplished UnionBank Credit Card Application Form
- one (1) photo-bearing, government-issued ID with identification number or date of birth
- proof of income (whichever is applicable):
- Pay Slip
- BIR Form 2316
- Original Certificate of Employment
- Latest ITR (1700 or 1701) with BIR or Bank Stamp
Foreign Nationals
- duly-accomplished UnionBank Credit Card Application Form
- photocopy of a valid passport or ACR
- Any of the following proofs of local residency:
- Immigrant Certificate of Residency (ICR)
- ACR-I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year
- Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
- Special Resident Investors Visa (SRIV)
- Special Resident Retirement Visa (SRRV)
- For top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term