Guide on UnionBank Cash Back Visa Platinum Credit Card Features & Requirements for Application
UNIONBANK RESERVE VISA INFINITE CREDIT CARD – You can check here the features and requirements in applying for this offer.
Are you looking for a credit card provider that is trusted by millions of people across the globe and got excellent offers? In the Philippines, one of the reputable entities best to turn to for credit card offers is the UnionBank.
The UnionBank is operating in the country for decades now. Through the years, it continuously grew its offers which include different types of bank accounts, credit cards, and loans among others. It has the UnionBank Cash Loans and the UnionBank Auto Loan among its loan offers and the UnionBank Reserve Visa Infinite being one of its best credit card.
The UnionBank Reserve Visa Infinite is one of the rewards credit card offers of the bank. Here are the features and benefits that await the cardholders of this type of card:
- earn “never-expiring points” for every spend — 1 point for every Php 30 spend using the UnionBank Reserve Visa Infinite credit card and up to 5x points on online shopping, dining, and a lot more
- 24/7 access to dedicated hotline and Global Concierge Service
- complimentary 4th night stay at any hotel booked through Concierge
- enjoy access to more than 1,400 airport lounges across the globe through Priority Pass and complimentary luxury airport transfers
- up to Php 20 million insurance coverage when you book your travel tickets to the UnionBank Reserve Visa Infinite
- complimentary 30-day Purchase Protection from accidental loss of items bought using the card
- up to Php 2.5 million credit insurance in case of unforeseen life events
- Inhouse Installment feature that allows cardholders to pay in fixed monthly installments for a cash advance from the credit limit, the conversion of straight retail transactions, and the transfer of balances from non-UnionBank credit cards
- up to 53 days credit term with zero interest
- 24-Hour Customer Service
- exclusive perks, freebies and privileges from countless partner merchants
- worldwide acceptance
- access to cash advance
- convenience payment of bills through your credit card
- flexible payment terms as you can choose between paying only 4% of the total outstanding balance or Php 400, whichever is higher
- sharing of access with your family members through a Supplementary Card
- convert your rewards points into something you enjoy
Qualifications. Just like in applying for other credit card offers, there is a set of eligibility requirements in applying for the UnionBank Reserve Visa Infinite credit card. Here are the qualifications set by the bank:
- at least 21 years old
- has a postpaid line or postpaid mobile phone
- a resident of the Philippines, with a valid Philippine billing address
- has a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- other bank credit card accounts in good credit standing
Requirements. With regards to the documents required by UnionBank in applying for the credit card offer, there are varying requirements among the Filipino applicants and foreign nationals residing in the country who wish to apply for the finance product.
Here’s a guide on the requirements set by the bank in applying for the UnionBank Reserve Visa Infinite credit card offer:
Employed & Self-Employed Individuals
- duly-accomplished UnionBank Credit Card Application Form
- one (1) photo-bearing, government-issued ID with identification number or date of birth
- proof of income (whichever is applicable):
- Pay Slip
- BIR Form 2316
- Original Certificate of Employment
- Latest ITR (1700 or 1701) with BIR or Bank Stamp
Foreign Nationals
- duly-accomplished UnionBank Credit Card Application Form
- photocopy of a valid passport or ACR
- Any of the following proofs of local residency:
- Immigrant Certificate of Residency (ICR)
- ACR-I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year
- Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
- Special Resident Investors Visa (SRIV)
- Special Resident Retirement Visa (SRRV)
- For top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term