Guide on UnionBank U Visa Platinum Credit Card Features & Requirements for Application
UNIONBANK U VISA PLATINUM CREDIT CARD – You can check here the features and requirements in applying for this offer.
Are you looking for a credit card offer that will not let you worry about its fees and charges? One of the entities that you may turn to for it, the UnionBank. It is one of the biggest and most trusted banks in the country.
The UnionBank is serving the Filipino people for decades already. Its offers encompass both personal and business offers which include different types of loans like the UnionBank Home Loan and the UnionBank Auto Loan.
Aside from the loan offers, the bank also has several credit card offers. One of which is the UnionBank U Visa Platinum which you can check the features and benefits below.
Are you excited to know more about the UnionBank U Visa Platinum? Here are the features and the benefits for the cardholders of this type of credit card:
- zero annual fee every single year
- enjoy 10% interest rebates when you pay at least the minimum due on or before the due date
- nothing to worry about late payment and over-limit fees as there are no such charges under the UnionBank U Visa Platinum
- 24-Hour Customer Service
- activate your virtual credit card immediately upon arrival thus no need to wait for the physical UnionBank U Visa Platinum credit card
- access to cash advance
- Inhouse Installment feature that allows cardholders to pay in fixed monthly installments for a cash advance from the credit limit, the conversion of straight retail transactions, and the transfer of balances from non-UnionBank credit cards
- up to 53 days credit term with zero interest
- exclusive perks, freebies and privileges from countless partner merchants
- up to Php 2.5 million credit insurance in case of unforeseen life events
- convenience payment of bills through your UnionBank U Visa Platinum
- worldwide acceptance
- flexible payment terms as you can choose between paying only 4% of the total outstanding balance or Php 400, whichever is higher
- convert your rewards points into something you enjoy
- sharing of access with your family members through a Supplementary Card
In applying for the credit card offers of UnionBank, there are only a few eligibility requirements that the applicant must meet to qualify for the offer. Here are the qualifying requirements for application to the UnionBank U Visa Platinum offer:
- at least 21 years old
- has a postpaid line or postpaid mobile phone
- a resident of the Philippines, with a valid Philippine billing address
- has a Tax Payer’s Identification Number (TIN) and SSS/GSIS/UMID Number
- other bank credit card accounts in good credit standing
The credit card offers of the UnionBank is not only open for the employed and self-employed Filipinos but as well as foreign nationals. Here is a guide on the requirements in applying for the UnionBank U Visa Platinum offer:
Employed & Self-Employed Individuals
- duly-accomplished UnionBank Credit Card Application Form
- one (1) photo-bearing, government-issued ID with identification number or date of birth
- proof of income (whichever is applicable):
- Pay Slip
- BIR Form 2316
- Original Certificate of Employment
- Latest ITR (1700 or 1701) with BIR or Bank Stamp
Foreign Nationals
- duly-accomplished UnionBank Credit Card Application Form
- photocopy of a valid passport or ACR
- Any of the following proofs of local residency:
- Immigrant Certificate of Residency (ICR)
- ACR-I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year
- Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
- Special Resident Investors Visa (SRIV)
- Special Resident Retirement Visa (SRRV)
- For top 2000 companies, employment contract or letter from company HR printed on company letterhead with name, position and confirmation of term