Check here the List of UnionBank Personal Loan Requirements for Application
UNIONBANK PERSONAL LOAN REQUIREMENTS 2025 – For locally-employed individuals who want to apply for the loan offer, here are the documents required by the bank.
In the Philippines, there are entities that you can turn to if you are in need of extra funds. Among these are banks that offer personal loans. One of the trusted and reputable banks in the country is the UnionBank.
The UnionBank is in the service of the Filipino people for several years now. It has savings and checking account offers, credits cards, loans, and many other finance products. With regards to its loan offers, aside from the UnionBank Auto Loan offer, the bank also has a Personal Loan offer.
The UnionBank Personal Loan is a multi-purpose cash loan that is ready to finance travels, personal purchases, hosting of events, and many other situations. Under the loan offer, you may borrow up to Php 2 million.
The loan is payable up to five (5) years. The bank does not require a collateral or a guarantor in applying for the loan offer. It is open for the locally-employed and self-employed individuals as well as foreign nationals.
Are you a locally-employed individual? You may check the qualifications and the UnionBank Personal Loan requirements for application. To qualify for the loan offer, here are the eligibility requirements that you must pass:
Qualifications:
- at least 21 years old at the time of the loan application
- 65 years old and below at the time of the loan maturity
- has a Tax Payer’s Identification Number (TIN)
- a principal credit cardholder
- has a minimum gross annual income of Php 250,000
There are documents that you need to prepare in applying for the UnionBank Personal Loan offer. For locally-employed individuals, here are the UnionBank Personal Loan requirements for application:
For Employed Individuals:
- duly-accomplished UnionBank Personal Loan Application Form
- one (1) valid government-issued ID bearing photo and signature
- Latest complete 1 month pay slip issued within the last 2 months (Note: If you receive two or more pay slips in a month, please submit all of them);or
- Certificate of Employment with Salary issued within the last 2 months; or
- Latest ITR with BIR stamp
You may apply for the loan offer online. However, you should make sure that your government-issued ID must meet the following eligibility criteria:
- valid for atleast 30 calendar days from date of application
- must be valid photo ID card / passport
- must match with the name you provided
- make sure the ID is right side up
- make sure the ID is clear and readable
- avoid flash or glare
- an ID with an address is preferable
- Laminated ID with manually affixed photo is not acceptable
UnionBank also offers a debit card. There are some requirements for UnionBank Debit Card Application if you are interested for it.