Check here the List of UnionBank Personal Loan Requirements for Application
UNIONBANK PERSONAL LOAN REQUIREMENTS 2025 – For foreign nationals who want to apply for the loan offer, here are the documents required by the bank.
Nowadays, more and more entities want financial solutions to be more accessible for the public. Thus, they have widely-opened the coverage of their finance product offers. One of these entities is the UnionBank.
The UnionBank is one of the reputable bank that operates in the Philippines for several years now. It has different bank account offers as well as loans. Aside from the UnionBank Auto Loan offer, the bank also offers a Personal Loan.
The UnionBank Personal Loan is a multi-purpose cash loan offer that is open not only locally-employed and self-employed Filipinos but as well as foreign nations. Before checking on the UnionBank Personal Loan requirements and the other details about the loan offer, it is best to check on the qualifying criteria first.
To be eligible to apply for the UnionBank Personal Loan offer, here are the eligibility requirements that you must meet:
Qualifications:
- at least 21 years old at the time of the loan application
- 65 years old and below at the time of the loan maturity
- has a Tax Payer’s Identification Number (TIN)
- a principal credit cardholder
- has a minimum gross annual income of Php 250,000
If you are a foreign national who want to apply for the loan offer, here are the UnionBank Personal Loan requirements you must prepare and submit to the bank for the application process:
For Foreign Nationals:
- duly-accomplished UnionBank Personal Loan Application Form
- valid passport or ACR
- any of the following proof of local residency:
- Immigrant Certificate of Residency (ICR)
- Visa and Work Permit/Alien Employment Permit (AEP) with validity of more than 1 year
- ACR I-Card with Visa status “Permanent”, otherwise, should be valid for more than 1 year
- Special Resident Investors (SRIV)
- Special Resident Retirement Visa (SRRV)
- employment contract or letter from Company HR printed on company letterhead with name, position, and confirmation of term for Top 2000 companies
You may apply for the UnionBank loan offer online. In this case, it is important to make sure that you ID meets the following criteria:
- valid for atleast 30 calendar days from date of application
- must be valid photo ID card / passport
- must match with the name you provided
- make sure the ID is right side up
- make sure the ID is clear and readable
- avoid flash or glare
- an ID with an address is preferable
- Laminated ID with manually affixed photo is not acceptable
Do you also want to open a debit card? There are requirements for UnionBank Debit Card application you must submit.