UnionBank Home Loan Requirements 2025 for Self-Employed Applicants

Guide on UnionBank Home Loan Requirements 2025 You Must Submit to Apply

UNIONBANK HOME LOAN REQUIREMENTS 2025 – Self-employed loan applicants must submit these documents to apply for the loan offer.

There are a lot of benefits in living in your house. Aside from the fact that you can set the house rules, it is one way to ensure not only your safety but as well as those of your family members. Are you excited to have your own house soon?

Nowadays, you don’t anymore have to wait for several years or decades to move in to your own space. There are entities that can help your purchase a residential property and you just have to repay the loan in monthly installments. The UnionBank Philippines is one of the Home Loan-providing entities in the country.

The UnionBank is one of the most reputable banks that is serving countless Filipino people for several years now. Aside from the UnionBank Credit Card offers, the bank also has loans which include the Home Loan.

The UnionBank Home Loan offer is open to finance the purchase of a residential property may it be a vacant lot, a house and lot, a condominium unit, or a townhouse. You just have to make sure that you have the following UnionBank Home Loan requirements for the application process:

• duly-accomplished UnionBank Home Loan Application Form

• valid Government Issued Identification Card
  • Any One:
    • PhilID / ePhilID / Printed PhilID
    • Passport
    • Driver’s License
    • PRC ID
    • NBI Clearance
    • GSIS e-card / GSIS ID (membership ID)
    • SSS ID / Unified Multipurpose ID (UMID)
    • Senior Citizen Card (Digitized)
    • ID issued by the National Council on Disability Affairs
    • Philhealth Insurance Card ng Bayan (Digitized)
    • Overseas Workers Welfare Administration ID (Digitized)
    • OFW ID
    • Postal ID (Digitized)
    • Voter’s ID (Digitized)
    • TIN (Digitized)
    • Private company ID, of companies regulated by SEC, BSP, IC (For companies enrolled in the Bank corporate payroll program)
    • IBP ID
    • School ID
  • Any Two:
    • Government office and GOCC ID
    • Company ID issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
    • Seaman’s Book
    • Alien Certification of Registration / Immigrant Certification of Registration
    • Barangay ID / Certification

• Proof of billing address

• Marriage Contract (if married) / Certificate of No Marriage (if single)

• valid Government Issued Identification Card for nominated Attorney in Fact (AIF) (if applicable)

• valid Alien Certificate of Registration (ACR) with permanent residency status and official receipt (if applicable)

Aside from the above-mentioned documents, the UnionBank Home Loan requirements for application also includes the proof of income of the borrower. In the case of the self-employed individuals, here is a guide on the documents that you must prepare and submit to the bank:

• Business Permit
• Securities and Exchange Commission (SEC) Registration
• Department of Trade and Industry (DTI) Registration (if Sole Proprietorship)
• Articles of Incorporation with By Laws and General Information Sheet (GIS) (if (Corporation)
• Certificate of Incorporation (if Corporation)
• Latest BIR stamped Income Tax Return (ITR) or Form 1701 with Audited Financial Statement
• Trade Reference or List of Customers and Suppliers with Name, Office Number and Office Address

UnionBank also requires collateral documents. Here are the other UnionBank Home Loan requirements that you should include in the list of documents you must submit to apply for the loan:

Aside from the Home Loan offer, the bank also has the UnionBank Cash Loan offer.