Guide on UnionBank Home Loan Requirements 2025 You Must Submit to Apply
UNIONBANK HOME LOAN REQUIREMENTS 2025 – Overseas Filipino Worker (OFW) loan applicants must submit these documents to apply for the loan offer.
Are you a Filipino working abroad and you want a house of your own for your family? There is no need to wait for years or decades. You don’t have to spend years saving a little amount of money but paying big on rents. There are entities that are willing to help you achieve a house of your own.
In the Philippines, one of the entities that you can turn to in the pursuit of having your own house is the UnionBank. It is operating in the country for several years now and has managed to continuously boost its offers.
Aside from the UnionBank Personal Loan which is a multi-purpose loan offer, the bank also has the UnionBank Home Loan that is ready to finance the purchase of a residential property. Do you want a vacant lot where you can build your dream? A house and lot? Or a condominium unit or townhouse?
Whatever type of residential property you wish to purchase, UnionBank may be able to help you out with it. You just have to submit the UnionBank Home Loan requirements to apply for the loan offer. Make sure that you have the following:
- duly-accomplished UnionBank Home Loan Application Form
- valid Government Issued Identification Card
- Any One:
- PhilID / ePhilID / Printed PhilID
- Passport
- Driver’s License
- PRC ID
- NBI Clearance
- GSIS e-card / GSIS ID (membership ID)
- SSS ID / Unified Multipurpose ID (UMID)
- Senior Citizen Card (Digitized)
- ID issued by the National Council on Disability Affairs
- Philhealth Insurance Card ng Bayan (Digitized)
- Overseas Workers Welfare Administration ID (Digitized)
- OFW ID
- Postal ID (Digitized)
- Voter’s ID (Digitized)
- TIN (Digitized)
- Private company ID, of companies regulated by SEC, BSP, IC (For companies enrolled in the Bank corporate payroll program)
- IBP ID
- School ID
- Any Two:
- Government office and GOCC ID
- Company ID issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
- Seaman’s Book
- Alien Certification of Registration / Immigrant Certification of Registration
- Barangay ID / Certification
- Any One:
- Proof of billing address
- Marriage Contract (if married) / Certificate of No Marriage (if single)
- valid Government Issued Identification Card for nominated Attorney in Fact (AIF) (if applicable)
- valid Alien Certificate of Registration (ACR) with permanent residency status and official receipt (if applicable)
In the case of overseas Filipino workers (OFWs) who want to apply for the offer, the UnionBank Home Loan requirements must include the following proof of income:
- Latest Certificate of Employment (COE) with compensation
- Latest Contract of Employment
- Latest Photocopy of Proof of Entry and Exit Points Stamps
- Latest Photocopy of Seaman’s Book (if applicable)
- Notarized or Apostilled Special Power of Attorney designating documents for and in behalf of the applicant
The collateral documents or the documents pertaining to the property to be financed are also part of the UnionBank Home Loan requirements for application. Make sure to submit the following:
Accredited Real Estate Developer
- Contract to Sell (CTS)
- Reservation Agreement
- Statement of Account
Non-Accredited Real Estate Developer
- Photocopy of Owner’s Duplicate Copy of the Transfer Certificate of Title (TCT)
- Photocopy of Latest Tax Declaration
- Location or Vicinity Map
- Valid Government Issued Identification Card (ID) of Seller/s (if married, include ID of spouse)
- Authorization Letter to conduct Appraisal of Property with Contact Details, Contact Person, and Property Location
- Appraisal Fee
If you are still not ready for a housing loan, you might like to have some financial aid through the UnionBank Cash Loan offer.