Guide on UnionBank Home Loan Requirements 2025 You Must Submit to Apply
UNIONBANK HOME LOAN REQUIREMENTS 2025 – Corporate loan applicants must submit these documents to apply for the loan offer.
A residential property, even a vacant lot with nothing built on it, can be an excellent investment. Thus, many people are ready to have loans for these priced-possessions. Do you have a business that want to acquire residential properties for any purpose it may serve your best? You don’t have to spend your operating capital on it.

Nowadays, there are several entities that are willing to help out not just employed and self-employed individuals acquire residential properties but as well as corporations. One of these loan-providing entities is the UnionBank.

By offering quality service to countless Filipino people as well as foreign nationals for several years now, the UnionBank has undeniably established a reputable name in the banking industry. Through the years, it has continually grown its offers and expand the features of each as well to suit the changing needs of its clients.
The UnionBank has several loan offers that are not only open for the salaried and non-salaried individuals but as well as corporations. Aside from the UnionBank Cash Loan offer, the bank also offers a Home Loan. You can check the UnionBank Home Loan requirements below.

There are documents that you must prepare and submit to the bank for the loan application. Here are the general UnionBank Home Loan requirements for application:
- duly-accomplished UnionBank Home Loan Application Form
- valid Government Issued Identification Card
- Any One:
- PhilID / ePhilID / Printed PhilID
- Passport
- Driver’s License
- PRC ID
- NBI Clearance
- GSIS e-card / GSIS ID (membership ID)
- SSS ID / Unified Multipurpose ID (UMID)
- Senior Citizen Card (Digitized)
- ID issued by the National Council on Disability Affairs
- Philhealth Insurance Card ng Bayan (Digitized)
- Overseas Workers Welfare Administration ID (Digitized)
- OFW ID
- Postal ID (Digitized)
- Voter’s ID (Digitized)
- TIN (Digitized)
- Private company ID, of companies regulated by SEC, BSP, IC (For companies enrolled in the Bank corporate payroll program)
- IBP ID
- School ID
- Any Two:
- Government office and GOCC ID
- Company ID issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
- Seaman’s Book
- Alien Certification of Registration / Immigrant Certification of Registration
- Barangay ID / Certification
- Any One:
- Proof of billing address
- Marriage Contract (if married) / Certificate of No Marriage (if single)
- valid Government Issued Identification Card for nominated Attorney in Fact (AIF) (if applicable)
- valid Alien Certificate of Registration (ACR) with permanent residency status and official receipt (if applicable)
For corporate applicants, here are the proof of income that should be submitted as part of the UnionBank Home Loan requirements for application:
- Completely filled-up and signed loan application form (attached)
- Business Papers (SEC Registration, Articles of Inc and By-Laws and Latest GIS)
- Latest Income Documents
- Income Tax Return with Audited Financial Statement
- Proof of billing
- 2 Valid gov’t issued IDs (Directors/Officers in the GIS)
The collateral documents of the property that will be financed by the bank are also part of the UnionBank Home Loan requirements for application. The documents depend if the real estate developer is accredited by the bank or not.
Accredited Real Estate Developer
- Contract to Sell (CTS)
- Reservation Agreement
- Statement of Account
Non-Accredited Real Estate Developer
- Photocopy of Owner’s Duplicate Copy of the Transfer Certificate of Title (TCT)
- Photocopy of Latest Tax Declaration
- Location or Vicinity Map
- Valid Government Issued Identification Card (ID) of Seller/s (if married, include ID of spouse)
- Authorization Letter to conduct Appraisal of Property with Contact Details, Contact Person, and Property Location
- Appraisal Fee
Aside from the loans, there is also a UnionBank Credit Card offer that you may apply for.