UnionBank Auto Loan Requirements 2025 for Self-Employed Applicants — A GUIDE

Check Here the List of UnionBank Auto Loan Requirements 2025 for Application

UNIONBANK AUTO LOAN REQUIREMENTS 2025 – For self-employed applicants, here are the documents required by the bank for application.

Are you a self-employed individual who want to have your own car soon? Don’t think that loans are just for employed individuals or those who have fixed monthly salaries. There are entities that are ready to finance even the big purchases of non-salaried individuals.

UnionBank Philippines
Photo: The Philbiz News

In the Philippines, the UnionBank is one of the loan-providing entities that has offers for non-salaried individuals. Aside from the UnionBank Cash Loan offer, the bank also has the Auto Loan that can finance the purchase of both brand new and pre-owned vehicles.

UnionBank Philippines
Photo: InsiderPH

In fact, the UnionBank Auto Loan offer can also finance the purchase of brand new light trucks. Are you needing it for your business? Below, you can check the UnionBank Auto Loan requirements that you must prepare in applying for the loan offer.

UnionBank Auto Loan Requirements 2025

Before checking on the UnionBank Auto Loan requirements for application, it is important to know the qualifications set for the loan applicant first. According to the bank, the individual applying for the loan should be at least 21 years old at the time of the loan application but 65 years old and below upon the loan maturity.

What are the UnionBank Auto Loan requirements for application? If you are a self-employed individual who want to apply for the loan offer, here are the documents that you need to prepare and submit to the bank:

  • duly-accomplished and signed UnionBank Auto Loan Application Form
  • valid Government Issued Identification Card
    • Any One:
      • PhilID / ePhilID / Printed PhilID
      • Passport
      • Driver’s License
      • PRC ID
      • NBI Clearance
      • GSIS e-card / GSIS ID (membership ID)
      • SSS ID / Unified Multipurpose ID (UMID)
      • Senior Citizen Card (Digitized)
      • ID issued by the National Council on Disability Affairs
      • Philhealth Insurance Card ng Bayan (Digitized)
      • Overseas Workers Welfare Administration ID (Digitized)
      • OFW ID
      • Postal ID (Digitized)
      • Voter’s ID (Digitized)
      • TIN (Digitized)
      • Private company ID, of companies regulated by SEC, BSP, IC (For companies enrolled in the Bank corporate payroll program)
      • IBP ID
      • School ID
    • Any Two:
      • Government office and GOCC ID
      • Company ID issued by private entities or institutions registered with or supervised or regulated either by the BSP, SEC or IC
      • Seaman’s Book
      • Alien Certification of Registration / Immigrant Certification of Registration
      • Barangay ID / Certification
  • proof of billing address
  • proof of income:
    • Business Registration papers (DTI, SEC if applicable)
    • ITR with audited financial statements (2 years)
    • Trade references

To process your loan application, submit your UnionBank Auto Loan requirements to a branch of the bank nearest to your place for your convenience. You might also like to check about the UnionBank Cash Loan that can lend qualified individuals up to P2 million.

Leave a Comment