UnionBank Credit Cards – Guide on Annual Fee & Service Charges Per Card

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List of UnionBank Credit Cards’ Annual Fee & Service Charges

UNIONBANK CREDIT CARDS – Here is a guide on the annual fee and the service charges per UnionBank credit card type.

UnionBank Credit Cards

Branded and Co-Brand / Affinity Cards

  • Classic
    • Annual Fee (Principal) – Php 1,500.00
    • Annual Fee (Supplementary) – Php 750.00
    • Annual Expense Management Report Fee – N/A
    • Finance Charge – 3.5% Monthly Effective Interest Rate
    • Late Payment Charge – Php 750.00
    • Credit Life Insurance Premium
      • Php 0.36 (U-Protect) for every Php 100.00 outstanding balance
      • Php 0.55 (U-Secure) for every Php 100.00 outstanding balance
    • Cash Advance Service Fee – 6% of the transaction amount or P300, whichever is higher except for corporate cards
    • Overlimit Fee – Php 500.00
    • Card Replacement Fee – Php 400.00
    • Sales Slip Retrieval Fee – Php 200.00 for every transaction slip
    • Returned Check Fee – Php 1,500.00 for every returned check
    • Dispute Fee – Php 1,000.00 for every valid dispute case
    • Refund Fee – Php 50.00
    • Pre-termination Fee – Php 500.00 or 5% of the remaining balance or whichever is higher
  • Gold
    • Annual Fee (Principal) – Php 2,500.00
    • Annual Fee (Supplementary) – Php 1,250.00
    • Annual Expense Management Report Fee – N/A
    • Finance Charge – 3.5% Monthly Effective Interest Rate
    • Late Payment Charge – Php 750.00
    • Credit Life Insurance Premium
      • Php 0.36 (U-Protect) for every Php 100.00 outstanding balance
      • Php 0.55 (U-Secure) for every Php 100.00 outstanding balance
    • Cash Advance Service Fee – 6% of the transaction amount or P300, whichever is higher except for corporate cards
    • Overlimit Fee – Php 500.00
    • Card Replacement Fee – Php 400.00
    • Sales Slip Retrieval Fee – Php 200.00 for every transaction slip
    • Returned Check Fee – Php 1,500.00 for every returned check
    • Dispute Fee – Php 1,000.00 for every valid dispute case
    • Refund Fee – Php 50.00
    • Pre-termination Fee – Php 500.00 or 5% of the remaining balance or whichever is higher

Branded Cards

  • Visa Platinum
    • Annual Fee (Principal) – Php 3,000.00
    • Annual Fee (Supplementary) – Php 1,500.00
    • Annual Expense Management Report Fee – N/A
    • Finance Charge – 3.5% Monthly Effective Interest Rate
    • Late Payment Charge – Php 750.00
    • Credit Life Insurance Premium
      • Php 0.36 (U-Protect) for every Php 100.00 outstanding balance
    • Php 0.55 (U-Secure) for every Php 100.00 outstanding balance
    • Cash Advance Service Fee – 6% of the transaction amount or P300, whichever is higher except for corporate cards
    • Overlimit Fee – Php 500.00
    • Card Replacement Fee – Php 400.00
    • Sales Slip Retrieval Fee – Php 200.00 for every transaction slip
    • Returned Check Fee – Php 1,500.00 for every returned check
    • Dispute Fee – Php 1,000.00 for every valid dispute case
    • Refund Fee – Php 50.00
    • Pre-termination Fee – Php 500.00 or 5% of the remaining balance or whichever is higher
  • Mastercard Platinum
    • Annual Fee (Principal) – Php 3,000.00
    • Annual Fee (Supplementary) – Php 1,500.00
    • Annual Expense Management Report Fee – N/A
    • Finance Charge – 3.5% Monthly Effective Interest Rate
    • Late Payment Charge – Php 750.00
    • Credit Life Insurance Premium
      • Php 0.36 (U-Protect) for every Php 100.00 outstanding balance
    • Php 0.55 (U-Secure) for every Php 100.00 outstanding balance
    • Cash Advance Service Fee – 6% of the transaction amount or P300, whichever is higher except for corporate cards
    • Overlimit Fee – Php 500.00
    • Card Replacement Fee – Php 400.00
    • Sales Slip Retrieval Fee – Php 200.00 for every transaction slip
    • Returned Check Fee – Php 1,500.00 for every returned check
    • Dispute Fee – Php 1,000.00 for every valid dispute case
    • Refund Fee – Php 50.00
    • Pre-termination Fee – Php 500.00 or 5% of the remaining balance or whichever is higher

Specialty Cards

  • Miles Platinum
    • Annual Fee (Principal) – Php 3,000.00
    • Annual Fee (Supplementary) – Php 1,500.00
    • Annual Expense Management Report Fee – N/A
    • Finance Charge – 3.5% Monthly Effective Interest Rate
    • Late Payment Charge – Php 750.00
    • Credit Life Insurance Premium
      • Php 0.36 (U-Protect) for every Php 100.00 outstanding balance
      • Php 0.55 (U-Secure) for every Php 100.00 outstanding balance
    • Cash Advance Service Fee – 6% of the transaction amount or P300, whichever is higher except for corporate cards
    • Overlimit Fee – Php 500.00
    • Card Replacement Fee – Php 400.00
    • Sales Slip Retrieval Fee – Php 200.00 for every transaction slip
    • Returned Check Fee – Php 1,500.00 for every returned check
    • Dispute Fee – Php 1,000.00 for every valid dispute case
    • Refund Fee – Php 50.00
    • Pre-termination Fee – Php 500.00 or 5% of the remaining balance or whichever is higher
  • PlayEveryday
    • Annual Fee (Principal) – Php 1,500.00
    • Annual Fee (Supplementary) – Php 750.00
    • Annual Expense Management Report Fee – N/A
    • Finance Charge – 3.5% Monthly Effective Interest Rate
    • Late Payment Charge – Php 750.00
    • Credit Life Insurance Premium
      • Php 0.36 (U-Protect) for every Php 100.00 outstanding balance
      • Php 0.55 (U-Secure) for every Php 100.00 outstanding balance
    • Cash Advance Service Fee – 6% of the transaction amount or P300, whichever is higher except for corporate cards
    • Overlimit Fee – Php 500.00
    • Card Replacement Fee – Php 400.00
    • Sales Slip Retrieval Fee – Php 200.00 for every transaction slip
    • Returned Check Fee – Php 1,500.00 for every returned check
    • Dispute Fee – Php 1,000.00 for every valid dispute case
    • Refund Fee – Php 50.00
    • Pre-termination Fee – Php 500.00 or 5% of the remaining balance or whichever is higher
  • Lazada
    • Annual Fee (Principal) – Php 3,000.00
    • Annual Fee (Supplementary) – Php 1,500.00
    • Annual Expense Management Report Fee – N/A
    • Finance Charge – 3.5% Monthly Effective Interest Rate
    • Late Payment Charge – Php 750.00
    • Credit Life Insurance Premium
      • Php 0.36 (U-Protect) for every Php 100.00 outstanding balance
      • Php 0.55 (U-Secure) for every Php 100.00 outstanding balance
    • Cash Advance Service Fee – 6% of the transaction amount or P300, whichever is higher except for corporate cards
    • Overlimit Fee – Php 500.00
    • Card Replacement Fee – Php 400.00
    • Sales Slip Retrieval Fee – Php 200.00 for every transaction slip
    • Returned Check Fee – Php 1,500.00 for every returned check
    • Dispute Fee – Php 1,000.00 for every valid dispute case
    • Refund Fee – Php 50.00
    • Pre-termination Fee – Php 500.00 or 5% of the remaining balance or whichever is higher

Cebu Pacific Get Go

  • Get Go
    • Annual Fee (Principal) – Php 3,000.00
    • Annual Fee (Supplementary) – Php 1,500.00
    • Annual Expense Management Report Fee – N/A
    • Finance Charge – 3.5% Monthly Effective Interest Rate
    • Late Payment Charge – Php 750.00
    • Credit Life Insurance Premium
      • Php 0.36 (U-Protect) for every Php 100.00 outstanding balance
      • Php 0.55 (U-Secure) for every Php 100.00 outstanding balance
    • Cash Advance Service Fee – 6% of the transaction amount or P300, whichever is higher except for corporate cards
    • Overlimit Fee – Php 500.00
    • Card Replacement Fee – Php 400.00
    • Sales Slip Retrieval Fee – Php 200.00 for every transaction slip
    • Returned Check Fee – Php 1,500.00 for every returned check
    • Dispute Fee – Php 1,000.00 for every valid dispute case
    • Refund Fee – Php 50.00
    • Pre-termination Fee – Php 500.00 or 5% of the remaining balance or whichever is higher
  • Get Go Platinum
    • Annual Fee (Principal) – Php 5,000.00
    • Annual Fee (Supplementary) – Php 2,500.00
    • Annual Expense Management Report Fee – N/A
    • Finance Charge – 3.5% Monthly Effective Interest Rate
    • Late Payment Charge – Php 750.00
    • Credit Life Insurance Premium
      • Php 0.36 (U-Protect) for every Php 100.00 outstanding balance
      • Php 0.55 (U-Secure) for every Php 100.00 outstanding balance
    • Cash Advance Service Fee – 6% of the transaction amount or P300, whichever is higher except for corporate cards
    • Overlimit Fee – Php 500.00
    • Card Replacement Fee – Php 400.00
    • Sales Slip Retrieval Fee – Php 200.00 for every transaction slip
    • Returned Check Fee – Php 1,500.00 for every returned check
    • Dispute Fee – Php 1,000.00 for every valid dispute case
    • Refund Fee – Php 50.00
    • Pre-termination Fee – Php 500.00 or 5% of the remaining balance or whichever is higher

Thank you for visiting our website. We hope we have helped you with regards to the UnionBank Credit Cards fees. You may keep coming back for more informative guides.

READ ALSO: UNIONBANK CREDIT CARDS – List of Credit Cards Offered by UnionBank

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